Most worrying financial issue: money to pay for monthly expenses or bills (% age 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money for monthly expenses or bills.


Most worrying financial issue: money to pay for monthly expenses or bills, female (% age 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money for monthly expenses or bills, female (% age 15+)


Most worrying financial issue: money to pay for monthly expenses or bills, urban (% age 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money for monthly expenses or bills, urban (% age 15+)


Most worrying financial issue: money to pay for monthly expenses or bills, out of labor force (% age 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money for monthly expenses or bills, out of labor force (% age 15+)


Most worrying financial issue: money to pay for monthly expenses or bills, in labor force (% age 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money for monthly expenses or bills, in labor force (% age 15+)


Most worrying financial issue: money to pay for monthly expenses or bills, male (% age 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money for monthly expenses or bills, male (% age 15+)


Most worrying financial issue: money to pay for monthly expenses or bills, young (% ages 15-24)

The percentage of respondents whose primary financial issue is that they won't have enough money for monthly expenses or bills, young (% ages 15-24)


Most worrying financial issue: money to pay for monthly expenses or bills, older (% age 25+)

The percentage of respondents whose primary financial issue is that they won't have enough money for monthly expenses or bills, older (% age 25+)


Most worrying financial issue: money to pay for monthly expenses or bills, primary education or less (% ages 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money for monthly expenses or bills, primary education or less (% ages 15+)


Most worrying financial issue: money to pay for monthly expenses or bills, secondary education or more (% ages 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money for monthly expenses or bills, secondary education or more (% ages 15+)


Most worrying financial issue: money to pay for monthly expenses or bills, income, poorest 40% (% ages 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money for monthly expenses or bills, poorest 40% (% ages 15+)


Most worrying financial issue: money to pay for monthly expenses or bills, income, richest 60% (% ages 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money for monthly expenses or bills, richest 60% (% ages 15+)


Most worrying financial issue: money to pay for monthly expenses or bills, rural (% age 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money for monthly expenses or bills, rural (% age 15+)


Most worrying financial issue: paying school or education fees (% age 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money to pay school fees.


Most worrying financial issue: paying school or education fees, female (% age 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money to pay school fees, female (% age 15+)


Most worrying financial issue: paying school or education fees, urban (% age 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money to pay school fees, urban (% age 15+)


Most worrying financial issue: paying school or education fees, out of labor force (% age 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money to pay school fees, out of labor force (% age 15+)


Most worrying financial issue: paying school or education fees, in labor force (% age 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money to pay school fees, in labor force (% age 15+)


Most worrying financial issue: paying school or education fees, male (% age 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money to pay school fees, male (% age 15+)


Most worrying financial issue: paying school or education fees, young (% ages 15-24)

The percentage of respondents whose primary financial issue is that they won't have enough money to pay school fees, young (% ages 15-24)


Most worrying financial issue: paying school or education fees, older (% age 25+)

The percentage of respondents whose primary financial issue is that they won't have enough money to pay school fees, older (% age 25+)


Most worrying financial issue: paying school or education fees, primary education or less (% ages 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money to pay school fees, primary education or less (% ages 15+)


Most worrying financial issue: paying school or education fees, secondary education or more (% ages 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money to pay school fees, secondary education or more (% ages 15+)


Most worrying financial issue: paying school or education fees, income, poorest 40% (% ages 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money to pay school fees, poorest 40% (% ages 15+)


Most worrying financial issue: paying school or education fees, income, richest 60% (% ages 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money to pay school fees, richest 60% (% ages 15+)


Most worrying financial issue: paying school or education fees, rural (% age 15+)

The percentage of respondents whose primary financial issue is that they won't have enough money to pay school fees, rural (% age 15+)


Has a national identity card (% age 15+)


Has a national identity card, female (% age 15+)


Has a national identity card, male (% age 15+)


Has a national identity card, income, poorest 40% (% age 15+)


Has a national identity card, income, richest 60% (% age 15+)


Has a national identity card (% ages 15-34)


Has a national identity card (% ages 35-59)


Has a national identity card (% age 60+)


Used a debit card in-store (% age 15+)

The percentage of respondents who report using a debit card to pay for a purchase in a store.


Uses a debit or credit card: in-store (% age 15+)

The percentage of respondents who report using a debit or credit card to pay for a purchase in a store.


Made a digital in-store merchant payment (age 15+)

The percentage of respondents who report using a debit or credit card, or a mobile phone, to make a purchase in-store.


Used a debit or credit card: in-store (% who use a credit or debit card, age 15+)

Among respondents who report using a credit or debit card in the past year, the percentage who used it to pay for a purchase in a store.


Used a debit card: in-store (% who used a debit card, age 15+)

Among respondents who report using a debit card, the percentage who used it to pay for a purchase in a store.


Use a mobile phone or the internet to make payments, buy things, or to send or receive money using a financial institution account (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to make payments, buy things, or to send or receive money using a financial institution account.


Used a mobile phone or the internet to access an account(% age 15+)

The percentage of respondents who report that in the past year, they used a mobile phone or the Internet to make a payment, make a purchase, or to send or receive money through their account.


Used a mobile phone or the internet to access an account, female (% age 15+)

The percentage of respondents who report that in the past year, they used a mobile phone or the Internet to make a payment, make a purchase, or to send or receive money through their account, female (% age 15+)


Used a mobile phone or the internet to access an account, urban (% age 15+)

The percentage of respondents who report that in the past year, they used a mobile phone or the Internet to make a payment, make a purchase, or to send or receive money through their account, urban (% age 15+)


Used a mobile phone or the internet to access an account, out of labor force (% age 15+)

The percentage of respondents who report that in the past year, they used a mobile phone or the Internet to make a payment, make a purchase, or to send or receive money through their account, out of labor force (% age 15+)


Used a mobile phone or the internet to access an account, in labor force (% age 15+)

The percentage of respondents who report that in the past year, they used a mobile phone or the Internet to make a payment, make a purchase, or to send or receive money through their account, in labor force (% age 15+)


Used a mobile phone or the internet to access an account, male (% age 15+)

The percentage of respondents who report that in the past year, they used a mobile phone or the Internet to make a payment, make a purchase, or to send or receive money through their account, male (% age 15+)


Used a mobile phone or the internet to access an account, young (% ages 15-24)

The percentage of respondents who report that in the past year, they used a mobile phone or the Internet to make a payment, make a purchase, or to send or receive money through their account, young (% ages 15-24)


Used a mobile phone or the internet to access an account, older (% age 25+)

The percentage of respondents who report that in the past year, they used a mobile phone or the Internet to make a payment, make a purchase, or to send or receive money through their account, older (% age 25+)


Used a mobile phone or the internet to access an account, primary education or less (% ages 15+)

The percentage of respondents who report that in the past year, they used a mobile phone or the Internet to make a payment, make a purchase, or to send or receive money through their account, primary education or less (% ages 15+)


Used a mobile phone or the internet to access an account, secondary education or more (% ages 15+)

The percentage of respondents who report that in the past year, they used a mobile phone or the Internet to make a payment, make a purchase, or to send or receive money through their account, secondary education or more (% ages 15+)


Used a mobile phone or the internet to access an account, income, poorest 40% (% ages 15+)

The percentage of respondents who report that in the past year, they used a mobile phone or the Internet to make a payment, make a purchase, or to send or receive money through their account, poorest 40% (% ages 15+)


Used a mobile phone or the internet to access an account, income, richest 60% (% ages 15+)

The percentage of respondents who report that in the past year, they used a mobile phone or the Internet to make a payment, make a purchase, or to send or receive money through their account, richest 60% (% ages 15+)


Used a mobile phone or the internet to access an account, rural (% age 15+)

The percentage of respondents who report that in the past year, they used a mobile phone or the Internet to make a payment, make a purchase, or to send or receive money through their account, rural (% age 15+)


Used a mobile phone or the internet to access an account (% with an account, age 15+)

Among respondents with an account, the percentage who report that in the past year, they used a mobile phone or the Internet to make a payment, make a purchase, or to send or receive money through their account.


Used a mobile phone or the internet to access a financial institution account (% age 15+)

The percentage of respondents who report that in the past year, they used a mobile phone or the Internet to make a payment, make a purchase, or to send or receive money through their financial institution account.


Used a mobile phone or the internet to access a financial institution account (% with a financial institution account, age 15+)

Among respondents with a financial institution account, the percentage of respondents who report that in the past year, they used a mobile phone or the Internet to make a payment, make a purchase, or to send or receive money through their financial institution account.


Use a mobile phone or the internet to make payments, buy things, or to send or receive money using a financial institution account (% with a financial institution account, age 15+)

Among respondents with a financial institution account, the percentage of respondents who report using a mobile phone or the Internet to make payments, buy things, or to send or receive money using a financial institution account.


Used a mobile phone or the internet to check account balance(% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to check their balance for a financial institution account in the past year.


Used a mobile phone or the internet to check account balance(% with a financial institution account, age 15+)

Among respondents with a financial institution account, the percentage of respondents who report using a mobile phone or the Internet to check their balance for a financial institution account in the past year.


Used a mobile phone or the internet to check account balance in the past year (% age 15+)


Used a mobile phone or the internet to check account balance in the past year, female  (% age 15+)


Used a mobile phone or the internet to check account balance in the past year, male (% age 15+)"


Used a mobile phone or the internet to check account balance in the past year, income, poorest 40% (% age 15+)


Used a mobile phone or the internet to check account balance in the past year, income, richest 60% (% age 15+)


Used a mobile phone or the internet to check account balance in the past year (% ages 15-34)


Used a mobile phone or the internet to check account balance in the past year (% ages 35-59)


Used a mobile phone or the internet to check account balance in the past year (% age 60+)


Used checks to make payments(% age 15+)

The percentage of respondents who report having a financial institution account and using checks to make payments in the past year.


Owns a credit card (% age 15+)

The percentage of respondents who report having a credit card.


Owns a credit card, female (% age 15+)

The percentage of respondents who report having a credit card, female (% age 15+)


Owns a credit card, urban (% age 15+)

The percentage of respondents who report having a credit card, urban (% age 15+)


Owns a credit card, out of labor force (% age 15+)

The percentage of respondents who report having a credit card, out of labor force (% age 15+)


Owns a credit card, in labor force (% age 15+)

The percentage of respondents who report having a credit card, in labor force (% age 15+)


Owns a credit card, male (% age 15+)

The percentage of respondents who report having a credit card, male (% age 15+)


Owns a credit card, young (% ages 15-24)

The percentage of respondents who report having a credit card, young (% ages 15-24)


Owns a credit card, older (% age 25+)

The percentage of respondents who report having a credit card, older (% age 25+)


Owns a credit card, primary education or less (% ages 15+)

The percentage of respondents who report having a credit card, primary education or less (% ages 15+)


Owns a credit card, secondary education or more (% ages 15+)

The percentage of respondents who report having a credit card, secondary education or more (% ages 15+)


Owns a credit card, income, poorest 40% (% ages 15+)

The percentage of respondents who report having a credit card, poorest 40% (% ages 15+)


Owns a credit card, income, richest 60% (% ages 15+)

The percentage of respondents who report having a credit card, richest 60% (% ages 15+)


Owns a credit card, rural (% age 15+)

The percentage of respondents who report having a credit card, rural (% age 15+)


Used a credit card (% age 15+)

The percentage of respondents who report using their own credit card in the past year.


Used a credit card: in-store (% age 15+)

The percentage of respondents who report using a credit card to pay for a purchase in a store.


Used a credit card: in-store (% who used a credit card, age 15+)

Among respondents who report using a credit card in the past year, the percentage who used it to pay for a purchase in a store.


Paid off all credit card balances in full by their due date (% age 15+)

The percentage of respondents who report they paid off all credit card balances in full by their due date.


Paid off all credit card balances in full by their due date (% who used a credit card, age 15+)

Among repondents who used a credit card in the past year, the percentage who report that they paid off all credit card balances in full by their due date.


Made a deposit (% with a financial institution account, age 15+)

Among respondents with a financial institution account, the percentage who report making one or more deposits into their account in the past year. This includes cash, electronic deposits, or any transfer of money into the account by the respondent, an employer, or another person or institution.


Deposited money into a financial institution account 2 or more times a month (% age 15+)

The percentage of respondents who report that money was deposited two or more times per month into their financial institution account.


Deposited money into a financial institution account 2 or more times a month (% who had deposited money, age 15+)

Among respondents who report that money was deposited into their financial institution account, the percentage who report doing so two or more times per month.


Has an inactive account (% age 15+)

The percentage of respondents who report neither a deposit into nor a withdrawal from their account in the past year. This also includes making or receiving any kind of digital payment.


Has an inactive account, female (% age 15+)

The percentage of respondents who report neither a deposit into nor a withdrawal from their account in the past year. This also includes making or receiving any kind of digital payment, female (% age 15+)


Has an inactive account, urban (% age 15+)

The percentage of respondents who report neither a deposit into nor a withdrawal from their account in the past year. This also includes making or receiving any kind of digital payment, urban (% age 15+)


Has an inactive account, out of labor force (% age 15+)

The percentage of respondents who report neither a deposit into nor a withdrawal from their account in the past year. This also includes making or receiving any kind of digital payment, out of labor force (% age 15+)


Has an inactive account, in labor force (% age 15+)

The percentage of respondents who report neither a deposit into nor a withdrawal from their account in the past year. This also includes making or receiving any kind of digital payment, in labor force (% age 15+)


Has an inactive account, male (% age 15+)

The percentage of respondents who report neither a deposit into nor a withdrawal from their account in the past year. This also includes making or receiving any kind of digital payment, male (% age 15+)


Has an inactive account, young (% ages 15-24)

The percentage of respondents who report neither a deposit into nor a withdrawal from their account in the past year. This also includes making or receiving any kind of digital payment, young (% ages 15-24)


Has an inactive account, older (% age 25+)

The percentage of respondents who report neither a deposit into nor a withdrawal from their account in the past year. This also includes making or receiving any kind of digital payment, older (% age 25+)


Has an inactive account, primary education or less (% ages 15+)

The percentage of respondents who report neither a deposit into nor a withdrawal from their account in the past year. This also includes making or receiving any kind of digital payment, primary education or less (% ages 15+)


Has an inactive account, secondary education or more (% ages 15+)

The percentage of respondents who report neither a deposit into nor a withdrawal from their account in the past year. This also includes making or receiving any kind of digital payment, secondary education or more (% ages 15+)


Has an inactive account, income, poorest 40% (% ages 15+)

The percentage of respondents who report neither a deposit into nor a withdrawal from their account in the past year. This also includes making or receiving any kind of digital payment, poorest 40% (% ages 15+)


Has an inactive account, income, richest 60% (% ages 15+)

The percentage of respondents who report neither a deposit into nor a withdrawal from their account in the past year. This also includes making or receiving any kind of digital payment, richest 60% (% ages 15+)


Has an inactive account, rural (% age 15+)

The percentage of respondents who report neither a deposit into nor a withdrawal from their account in the past year. This also includes making or receiving any kind of digital payment, rural (% age 15+)


Has an inactive account (% with an account, age 15+)

Among respondents with an account, the percentage who report neither a deposit into nor a withdrawal from their account in the past year. This includes making or receiving any kind of digital payment.


Received government payments: into an account (% age 15+)

The percentage of respondents who report personally receiving payments from the government (government transfers, public sector pension, or public sector wages) in the past year directly into a financial institution account, into a card, or through a mobile phone.


Received government payments: into an account (% of government payment recipients, age 15+)

Among respondents who report personally receiving payments from the government (government transfers, public sector pension, or public sector wages) in the past year, the percentage who report receiving the payments directly into a financial institution account, into a card, or through a mobile phone.


Received government payments: to a card (% age 15+)

The percentage of respondents who report personally receiving payments from the government (government transfers, public sector pension, or public sector wages) in the past year to a card.


Received government payments: to a card (% of government payment recipients, age 15+)

Among respondents who report personally receiving payments from the government (government transfers, public sector pension, or public sector wages) in the past year, the percentage who report receiving the payments to a card.


Received government payments: in cash only (% age 15+)

The percentage of respondents who report personally receiving payments from the government (government transfers, public sector pension, or public sector wages) in the past year in cash only.


Received government payments: in cash only (% of government payment recipients, age 15+)

Among respondents who report personally receiving payments from the government (government transfers, public sector pension, or public sector wages) in the past year, the percentage who report receiving the payments in cash only.


Received government payments: into a financial institution account (% age 15+)

The percentage of respondents who report personally receiving payments from the government (government transfers, public sector pension, or public sector wages) in the past year directly into a financial institution account.


Received government payments: into a financial institution account (% of government payment recipients, age 15+)

Among respondents who report personally receiving payments from the government (government transfers, public sector pension, or public sector wages) in the past year, the percentage who report receiving the payments directly into a financial institution account.


Received government payments: through a mobile phone (% age 15+)

The percentage of respondents who report personally receiving payments from the government (government transfers, public sector pension, or public sector wages) in the past year through a mobile phone.


Received government payments: through a mobile phone (% of government payment recipients, age 15+)

Among respondents who report personally receiving payments from the government (government transfers, public sector pension, or public sector wages) in the past year, the percentage who report receiving the payments through a mobile phone.


Received government payments (% age 15+)

The percentage of respondents who report personally receiving any payment from the government (government transfers, public sector pension, or public sector wages) in the past year. This includes payments for educational or medical expenses, unemployment benefits, subsidy payments, or any kind of social benefits. It also includes pension payments from the government, military, or public sector as well as wages from employment in the government, military, or public sector.


Received government payments, female (% age 15+)

The percentage of respondents who report personally receiving any payment from the government (government transfers, public sector pension, or public sector wages) in the past year. This includes payments for educational or medical expenses, unemployment benefits, subsidy payments, or any kind of social benefits. It also includes pension payments from the government, military, or public sector as well as wages from employment in the government, military, or public sector, female (% age 15+)


Received government payments, urban (% age 15+)

The percentage of respondents who report personally receiving any payment from the government (government transfers, public sector pension, or public sector wages) in the past year. This includes payments for educational or medical expenses, unemployment benefits, subsidy payments, or any kind of social benefits. It also includes pension payments from the government, military, or public sector as well as wages from employment in the government, military, or public sector, urban (% age 15+)


Received government payments, out of labor force (% age 15+)

The percentage of respondents who report personally receiving any payment from the government (government transfers, public sector pension, or public sector wages) in the past year. This includes payments for educational or medical expenses, unemployment benefits, subsidy payments, or any kind of social benefits. It also includes pension payments from the government, military, or public sector as well as wages from employment in the government, military, or public sector, out of labor force (% age 15+)


Received government payments, in labor force (% age 15+)

The percentage of respondents who report personally receiving any payment from the government (government transfers, public sector pension, or public sector wages) in the past year. This includes payments for educational or medical expenses, unemployment benefits, subsidy payments, or any kind of social benefits. It also includes pension payments from the government, military, or public sector as well as wages from employment in the government, military, or public sector, in labor force (% age 15+)


Received government payments, male (% age 15+)

The percentage of respondents who report personally receiving any payment from the government (government transfers, public sector pension, or public sector wages) in the past year. This includes payments for educational or medical expenses, unemployment benefits, subsidy payments, or any kind of social benefits. It also includes pension payments from the government, military, or public sector as well as wages from employment in the government, military, or public sector, male (% age 15+)


Received government payments, young (% ages 15-24)

The percentage of respondents who report personally receiving any payment from the government (government transfers, public sector pension, or public sector wages) in the past year. This includes payments for educational or medical expenses, unemployment benefits, subsidy payments, or any kind of social benefits. It also includes pension payments from the government, military, or public sector as well as wages from employment in the government, military, or public sector, young (% ages 15-24)


Received government payments, older (% age 25+)

The percentage of respondents who report personally receiving any payment from the government (government transfers, public sector pension, or public sector wages) in the past year. This includes payments for educational or medical expenses, unemployment benefits, subsidy payments, or any kind of social benefits. It also includes pension payments from the government, military, or public sector as well as wages from employment in the government, military, or public sector, older (% age 25+)


Received government payments, primary education or less (% ages 15+)

The percentage of respondents who report personally receiving any payment from the government (government transfers, public sector pension, or public sector wages) in the past year. This includes payments for educational or medical expenses, unemployment benefits, subsidy payments, or any kind of social benefits. It also includes pension payments from the government, military, or public sector as well as wages from employment in the government, military, or public sector, primary education or less (% ages 15+)


Received government payments, secondary education or more (% ages 15+)

The percentage of respondents who report personally receiving any payment from the government (government transfers, public sector pension, or public sector wages) in the past year. This includes payments for educational or medical expenses, unemployment benefits, subsidy payments, or any kind of social benefits. It also includes pension payments from the government, military, or public sector as well as wages from employment in the government, military, or public sector, secondary education or more (% ages 15+)


Received government payments, income, poorest 40% (% ages 15+)

The percentage of respondents who report personally receiving any payment from the government (government transfers, public sector pension, or public sector wages) in the past year. This includes payments for educational or medical expenses, unemployment benefits, subsidy payments, or any kind of social benefits. It also includes pension payments from the government, military, or public sector as well as wages from employment in the government, military, or public sector, poorest 40% (% ages 15+)


Received government payments, income, richest 60% (% ages 15+)

The percentage of respondents who report personally receiving any payment from the government (government transfers, public sector pension, or public sector wages) in the past year. This includes payments for educational or medical expenses, unemployment benefits, subsidy payments, or any kind of social benefits. It also includes pension payments from the government, military, or public sector as well as wages from employment in the government, military, or public sector, richest 60% (% ages 15+)


Received government payments, rural (% age 15+)

The percentage of respondents who report personally receiving any payment from the government (government transfers, public sector pension, or public sector wages) in the past year. This includes payments for educational or medical expenses, unemployment benefits, subsidy payments, or any kind of social benefits. It also includes pension payments from the government, military, or public sector as well as wages from employment in the government, military, or public sector, rural (% age 15+)


Claims on private sector, flow (current LCU)

Change in domestic credit to the private sector covers changes in claims on private non-financial corporations, households, and non-profit institutions. Data; Annual flow, local currencies.

International Monetary Fund, International Financial Statistics and data files.


Net domestic credit, flow (current LCU)

Net domestic credit is the sum of net credit to the non financial public sector, credit to the private sector, and other accounts. Data are in current local currency.


Net domestic credit as % of M2 (annual % change)


Net domestic credit to government, flow (current LCU)

Change in domestic credit  to government includes changes in net claims on central government, and changes in claims on  state and local government as well as on non-financial public corporations. Data; Annual flow, local currencies.


Claims on governments, etc. as % of M2 (annual % change)


Claims on central government, flow (current LCU)

Net domestic credit to government budget. Data are in current local currencies. AF stands for annual flow.


Total assets, flow (current LCU)

Change in liabilities consists of changes in money, quasi-money and other liabilities, net. Data; Annual flow, local currencies.


Net foreign assets, flow (current LCU)

Net foreign assets are the sum of foreign assets held by monetary authorities and deposit money banks, less their foreign liabilities. Data are in current local currency.


Net foreign assets as % of M2 (annual % change)


Claims on other official entities, flow (current LCU)

Net domestic credit to other official entities of government. Data are in current local currencies.


Claims on nonmonetary financial institutions, flow (current LCU)

Net domestic credit  to other financial institutions (non-governmental). Data are in current local currencies.


Claims on private sector as % of M2 (annual % change)


Claims on private sector and other financial institutions, flow (current LCU)

Net domestic credit to Rest of the economy (excludes government). Data are in current local currencies.


Claims on central government (annual growth as % of broad money)

Claims on central government (IFS line 32AN..ZK) include loans to central government institutions net of deposits.


Net domestic credit to private sector, stock (current LCU)

Claims on other sectors of the domestic economy (IFS line 32S..ZK) include gross credit from the financial system to households, nonprofit institutions serving households, nonfinancial corporations, state and local governments, and social security funds.


Claims on other sectors of the domestic economy (annual growth as % of broad money)


Net domestic credit (current LCU)

Net domestic credit is the sum of net claims on the central government and claims on other sectors of the domestic economy (IFS line 32). Data are in current local currency.


Claims on governments and other public entities (current LCU)

Claims on governments and other public entities (IFS line 32an + 32b + 32bx + 32c) usually comprise direct credit for specific purposes such as financing of the government budget deficit or loans to state enterprises, advances against future credit authorizations, and purchases of treasury bills and bonds, net of deposits by the public sector. Public sector deposits with the banking system also include sinking funds for the service of debt and temporary deposits of government revenues. Data are in current local currency.


Claims on governments and other public entities (% of GDP)


Claims on governments, etc. (annual growth as % of M2)

Claims on governments and other public entities (IFS line 32an + 32b + 32bx + 32c) usually comprise direct credit for specific purposes such as financing of the government budget deficit or loans to state enterprises, advances against future credit authorizations, and purchases of treasury bills and bonds, net of deposits by the public sector. Public sector deposits with the banking system also include sinking funds for the service of debt and temporary deposits of government revenues. Money and quasi money (M2) comprise the sum of currency outside banks, demand deposits other than those of the central government, and the time, savings, and foreign currency deposits of resident sectors other than the central government.


Claims on central government (current LCU)

Claims on the central government, net is defined as the central  governments direct financial obligations to the country’s financial institutions less any claims the central government has on those  institutions.


Total assets (current LCU)

Liabilities consists of money, quasi-money and other liabilities, net, end of year stocks.


Net foreign assets (current US$)

Net foreign assets are the sum of foreign assets held by monetary authorities and deposit money banks, less their foreign liabilities. Data are in current U.S. dollars.


Net domestic credit to other official entities, stock (current LCU)


Net domestic credit to other private financial institutions, stock (current LCU)

Net domestic credit to other financial institutions of the Rest of the economy (excludes government). Data are in current local currencies.


Banking survey: claims on private sector (net) (current LCU)

Claims on private sector (IFS line 32D..ZK or 32D..ZF) include gross credit from the financial system to individuals, enterprises, nonfinancial public entities not included under net domestic credit, and financial institutions not included elsewhere.


Monetary Sector credit to private sector (% GDP)

Domestic credit to private sector refers to financial resources provided to the private sector, such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises.

International Monetary Fund, International Financial Statistics and data files, and World Bank and OECD GDP estimates.


Claims on private sector (annual growth as % of M2)

Claims on private sector (IFS line 32d) include gross credit from the financial system to individuals, enterprises, nonfinancial public entities not included under net domestic credit, and financial institutions not included elsewhere. Money and quasi money (M2) comprise the sum of currency outside banks, demand deposits other than those of the central government, and the time, savings, and foreign currency deposits of resident sectors other than the central government.


Claims on private sector (annual growth as % of broad money)


Net domestic credit to rest of economy, stock (current LCU)


Money and quasi money (M2), flow (current LCU) is the sum of currency outside banks, demand deposits other than those of the central government, and the time, savings, and foreign currency deposits of resident sectors other than the central government.


Other liabilities excluding M2, flow (current LCU)

Other liabilities excluding M2 (current LCU).


Broad money (current LCU)

Broad money (IFS line 35L..ZK) is the sum of currency outside banks; demand deposits other than those of the central government; the time, savings, and foreign currency deposits of resident sectors other than the central government; bank and traveler’s checks; and other securities such as certificates of deposit and commercial paper.


Money (current LCU)

Money is the sum of currency outside banks and demand deposits other than those of central government. This series, frequently referred to as M1 is a narrower definition of money than M2. Data are in current local currency.


Money and quasi money (M2) (current LCU)

Money and quasi money comprise the sum of currency outside banks, demand deposits other than those of the central government, and the time, savings, and foreign currency deposits of resident sectors other than the central government. This definition of money supply is frequently called M2; it corresponds to lines 34 and 35 in the International Monetary Fund's (IMF) International Financial Statistics (IFS). Data are in current local currency.


Money and quasi money (M2) as % of GDP

Money and quasi money comprise the sum of currency outside banks, demand deposits other than those of the central government, and the time, savings, and foreign currency deposits of resident sectors other than the central government. This definition of money supply is frequently called M2; it corresponds to lines 34 and 35 in the International Monetary Fund's (IMF) International Financial Statistics (IFS).


Money and quasi money (M2) to total reserves ratio

Money and quasi money comprise the sum of currency outside banks, demand deposits other than those of the central government, and the time, savings, and foreign currency deposits of resident sectors other than the central government. This definition is frequently called M2; it corresponds to lines 34 and 35 in the International Monetary Fund's (IMF) International Financial Statistics (IFS). Total reserves comprise holdings of monetary gold, special drawing rights, reserves of IMF members held by the IMF, and holdings of foreign exchange under the control of monetary authorities. The gold component of these reserves is valued at year-end (December 31) London prices.


Money and quasi money growth (annual %)

Average annual growth rate in money and quasi money. Money and quasi money comprise the sum of currency outside banks, demand deposits other than those of the central government, and the time, savings, and foreign currency deposits of resident sectors other than the central government. This definition is frequently called M2; it corresponds to lines 34 and 35 in the International Monetary Fund's (IMF) International Financial Statistics (IFS). The change in the money supply is measured as the difference in end-of-year totals relative to the level of M2 in the preceding year.


Quasi money (current LCU)

Quasi money refers to time, savings, and foreign currency deposits of resident sectors other than the central government.


Other liabilities excluding M2 (current LCU)

Other liabilities excluding M2, flow (current LCU).


Total Credit by Sector: Agriculture (province level, in IDR Million)

Indonesia Database for Policy and Economic Research

Bank Indonesia, Commercial Bank Monthly Report


Total Credit by Sector: Business (province level, in IDR Million)


Total Credit by Utilization: Consumption (province level, in IDR Million)


Total Credit by Sector: Construction (province level, in IDR Million)


Total credit by Utilization: Investment (province level, in IDR Million)


Total Credit by Sector: Mining and Quarrying (province level, in IDR Million)


Total Credit by Sector: Manufacture (province level, in IDR Million)


Total Credit by Sector: Other Services (province level, in IDR Million)


Total Credit by Sector: Social Services (province level, in IDR Million)


Total Credit by Sector: Trade (province level, in IDR Million)


Total Credit by Sector: Transportation (province level, in IDR Million)


Total Credit by Sector: Utilities (province level, in IDR Million)


Total Credit by Utilization: Working Capital (province level, in IDR Million)


Total Deposits (province level, in IDR Million)


Total Commercial and Rural Banks Loans Rupiah and Foreign Currency (province level, in IDR Million)


Consumer price index (2010 = 100)

Consumer price index reflects changes in the cost to the average consumer of acquiring a basket of goods and services that may be fixed or changed at specified intervals, such as yearly. The Laspeyres formula is generally used. Data are period averages.


Inflation, consumer prices (annual %)

Inflation as measured by the consumer price index reflects the annual percentage change in the cost to the average consumer of acquiring a basket of goods and services that may be fixed or changed at specified intervals, such as yearly. The Laspeyres formula is generally used.


Food price index (2000 = 100)

Food price index is a subindex of the consumer price index.

United Nations, Statistical Yearbook and Monthly Bulletin of Statistics.


Wholesale price index (2010 = 100)

Wholesale price index refers to a mix of agricultural and industrial goods at various stages of production and distribution, including import duties. The Laspeyres formula is generally used.


Deposit interest rate (%)

Deposit interest rate is the rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.


Real deposit interest rate (%)

Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator.

International Monetary Fund, International Financial Statistics and data files using World Bank data on the GDP deflator.


International interest rate, implicit (%)

International interest rate (implicit, %).


Lending interest rate (%)

Lending rate is the bank rate that usually meets the short- and medium-term financing needs of the private sector. This rate is normally differentiated according to creditworthiness of borrowers and objectives of financing. The terms and conditions attached to these rates differ by country, however, limiting their comparability.


Interest rate spread (lending rate minus deposit)


Interest rate spread (lending rate minus LIBOR)


Interest rate spread (lending rate minus deposit rate, %)

Interest rate spread is the interest rate charged by banks on loans to private sector customers minus the interest rate paid by commercial or similar banks for demand, time, or savings deposits. The terms and conditions attached to these rates differ by country, however, limiting their comparability.


Interest rate spread (lending rate minus LIBOR, %)


Money market rate (%)

Money market interest rate, IFS line 60b (%).


Real interest rate (%)

Real interest rate is the lending interest rate adjusted for inflation as measured by the GDP deflator. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.


Risk premium on lending (lending rate minus treasury bill rate, %)

Risk premium on lending is the interest rate charged by banks on loans to private sector customers minus the "risk free" treasury bill interest rate at which short-term government securities are issued or traded in the market. In some countries this spread may be negative, indicating that the market considers its best corporate clients to be lower risk than the government. The terms and conditions attached to lending rates differ by country, however, limiting their comparability.

International Monetary Fund, International Financial Statistics database.


Time deposits interest rate (%)

Interest, deposit rate, shows the average rate offered by banks to resident customers for demand, time, and savings deposits. This item is equal to line 60l..zf in the IMFs International Financial Statistics publication.


Real interest on time deposit (%)

International Monetary Fund, International Financial Statistics.


Claims on central government, etc. (% GDP)

Claims on central government (IFS line 52AN or 32AN) include loans to central government institutions net of deposits.


Claims on other sectors of the domestic economy (% of GDP)

Claims on other sectors of the domestic economy (IFS line 52S or 32S) include gross credit from the financial system to households, nonprofit institutions serving households, nonfinancial corporations, state and local governments, and social security funds.


Domestic credit provided by financial sector (% of GDP)

Domestic credit provided by the financial sector includes all credit to various sectors on a gross basis, with the exception of credit to the central government, which is net. The financial sector includes monetary authorities and deposit money banks, as well as other financial corporations where data are available (including corporations that do not accept transferable deposits but do incur such liabilities as time and savings deposits). Examples of other financial corporations are finance and leasing companies, money lenders, insurance corporations, pension funds, and foreign exchange companies.


Domestic credit provided by banking sector (% of GDP)


Banking survey: claims on private sector (current LCU)

Domestic credit to private sector refers to financial resources provided to the private sector, such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises.


Domestic credit to private sector (% of GDP)

Domestic credit to private sector refers to financial resources provided to the private sector by financial corporations, such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises. The financial corporations include monetary authorities and deposit money banks, as well as other financial corporations where data are available (including corporations that do not accept transferable deposits but do incur such liabilities as time and savings deposits). Examples of other financial corporations are finance and leasing companies, money lenders, insurance corporations, pension funds, and foreign exchange companies.


Liquid liabilities (M3) as % of GDP

Liquid liabilities are also known as M3. They are the sum of currency and deposits in the central bank (M0), plus transferable deposits and electronic currency (M1), plus time and savings deposits, foreign currency transferable deposits, certificates of deposit, and securities repurchase agreements (M2), plus travelers checks, foreign currency time deposits, commercial paper, and shares of mutual funds or market funds held by residents.


Quasi-liquid liabilities (% of GDP)

Quasi-liquid liabilities are the sum of currency and deposits in the central bank (M0), plus time and savings deposits, foreign currency transferable deposits, certificates of deposit, and securities repurchase agreements, plus travelers checks, foreign currency time deposits, commercial paper, and shares of mutual funds or market funds held by residents. They equal the M3 money supply less transferable deposits and electronic currency (M1).


Account ownership at a financial institution or with a mobile-money-service provider, poorest 40% (% of population ages 15+)

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (poorest 40%, share of population ages 15+).

Global Findex Database, World Bank (https://www.worldbank.org/en/publication/globalfindex).


Account ownership at a financial institution or with a mobile-money-service provider, richest 60% (% of population ages 15+)

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (richest 60%, share of population ages 15+).


Account ownership at a financial institution or with a mobile-money-service provider, female (% of population ages 15+)

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (female, % age 15+).


Account ownership at a financial institution or with a mobile-money-service provider, male (% of population ages 15+)

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (male, % age 15+).


Account ownership at a financial institution or with a mobile-money-service provider, older adults (% of population ages 25+)

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (older adults, % of population ages 25+).


Account ownership at a financial institution or with a mobile-money-service provider, primary education or less (% of population ages 15+)

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (primary education or less, % of population ages 15+).


Account ownership at a financial institution or with a mobile-money-service provider, secondary education or more (% of population ages 15+)

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (secondary education or more, % of population ages 15+).


Account ownership at a financial institution or with a mobile-money-service provider, young adults (% of population ages 15-24)

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (young adults, % of population ages 15-24).


Account ownership at a financial institution or with a mobile-money-service provider (% of population ages 15+)

Account denotes the percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution or report personally using a mobile money service in the past 12 months (% age 15+).


Made a digital payment (% age 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account; or who report using the internet to pay bills or to buy something online or in a store in the past year. This includes respondents who report paying bills or sending remittances directly from a financial institution account or through a mobile money account in the past year.


Made a digital payment, female (% age 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account; or who report using the internet to pay bills or to buy something online or in a store in the past year. This includes respondents who report paying bills or sending remittances directly from a financial institution account or through a mobile money account in the past year, female (% age 15+)


Made a digital payment, urban (% age 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account; or who report using the internet to pay bills or to buy something online or in a store in the past year. This includes respondents who report paying bills or sending remittances directly from a financial institution account or through a mobile money account in the past year, urban (% age 15+)


Made a digital payment, out of labor force (% age 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account; or who report using the internet to pay bills or to buy something online or in a store in the past year. This includes respondents who report paying bills or sending remittances directly from a financial institution account or through a mobile money account in the past year, out of labor force (% age 15+)


Made a digital payment, in labor force (% age 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account; or who report using the internet to pay bills or to buy something online or in a store in the past year. This includes respondents who report paying bills or sending remittances directly from a financial institution account or through a mobile money account in the past year, in labor force (% age 15+)


Made a digital payment, male (% age 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account; or who report using the internet to pay bills or to buy something online or in a store in the past year. This includes respondents who report paying bills or sending remittances directly from a financial institution account or through a mobile money account in the past year, male (% age 15+)


Made a digital payment, young (% ages 15-24)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account; or who report using the internet to pay bills or to buy something online or in a store in the past year. This includes respondents who report paying bills or sending remittances directly from a financial institution account or through a mobile money account in the past year, young (% ages 15-24)


Made a digital payment, older (% age 25+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account; or who report using the internet to pay bills or to buy something online or in a store in the past year. This includes respondents who report paying bills or sending remittances directly from a financial institution account or through a mobile money account in the past year, older (% age 25+)


Made a digital payment, primary education or less (% ages 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account; or who report using the internet to pay bills or to buy something online or in a store in the past year. This includes respondents who report paying bills or sending remittances directly from a financial institution account or through a mobile money account in the past year, primary education or less (% ages 15+)


Made a digital payment, secondary education or more (% ages 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account; or who report using the internet to pay bills or to buy something online or in a store in the past year. This includes respondents who report paying bills or sending remittances directly from a financial institution account or through a mobile money account in the past year, secondary education or more (% ages 15+)


Made a digital payment, income, poorest 40% (% ages 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account; or who report using the internet to pay bills or to buy something online or in a store in the past year. This includes respondents who report paying bills or sending remittances directly from a financial institution account or through a mobile money account in the past year, poorest 40% (% ages 15+)


Made a digital payment, income, richest 60% (% ages 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account; or who report using the internet to pay bills or to buy something online or in a store in the past year. This includes respondents who report paying bills or sending remittances directly from a financial institution account or through a mobile money account in the past year, richest 60% (% ages 15+)


Made a digital payment, rural (% age 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account; or who report using the internet to pay bills or to buy something online or in a store in the past year. This includes respondents who report paying bills or sending remittances directly from a financial institution account or through a mobile money account in the past year, rural (% age 15+)


Received digital payments (% age 15+)

The percentage of respondents who report using a mobile money account, a debit or credit card, or a mobile phone to receive a payment into an account in the past year. This includes respondents who report receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly into a financial institution account or into a mobile money account in the past year.


Received digital payments, female (% age 15+)

The percentage of respondents who report using a mobile money account, a debit or credit card, or a mobile phone to receive a payment into an account in the past year. This includes respondents who report receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly into a financial institution account or into a mobile money account in the past year, female (% age 15+)


Received digital payments, urban (% age 15+)

The percentage of respondents who report using a mobile money account, a debit or credit card, or a mobile phone to receive a payment into an account in the past year. This includes respondents who report receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly into a financial institution account or into a mobile money account in the past year, urban (% age 15+)


Received digital payments, out of labor force (% age 15+)

The percentage of respondents who report using a mobile money account, a debit or credit card, or a mobile phone to receive a payment into an account in the past year. This includes respondents who report receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly into a financial institution account or into a mobile money account in the past year, out of labor force (% age 15+)


Received digital payments, in labor force (% age 15+)

The percentage of respondents who report using a mobile money account, a debit or credit card, or a mobile phone to receive a payment into an account in the past year. This includes respondents who report receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly into a financial institution account or into a mobile money account in the past year, in labor force (% age 15+)


Received digital payments, male (% age 15+)

The percentage of respondents who report using a mobile money account, a debit or credit card, or a mobile phone to receive a payment into an account in the past year. This includes respondents who report receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly into a financial institution account or into a mobile money account in the past year, male (% age 15+)


Received digital payments, young (% ages 15-24)

The percentage of respondents who report using a mobile money account, a debit or credit card, or a mobile phone to receive a payment into an account in the past year. This includes respondents who report receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly into a financial institution account or into a mobile money account in the past year, young (% ages 15-24)


Received digital payments, older (% age 25+)

The percentage of respondents who report using a mobile money account, a debit or credit card, or a mobile phone to receive a payment into an account in the past year. This includes respondents who report receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly into a financial institution account or into a mobile money account in the past year, older (% age 25+)


Received digital payments, primary education or less (% ages 15+)

The percentage of respondents who report using a mobile money account, a debit or credit card, or a mobile phone to receive a payment into an account in the past year. This includes respondents who report receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly into a financial institution account or into a mobile money account in the past year, primary education or less (% ages 15+)


Received digital payments, secondary education or more (% ages 15+)

The percentage of respondents who report using a mobile money account, a debit or credit card, or a mobile phone to receive a payment into an account in the past year. This includes respondents who report receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly into a financial institution account or into a mobile money account in the past year, secondary education or more (% ages 15+)


Received digital payments, income, poorest 40% (% ages 15+)

The percentage of respondents who report using a mobile money account, a debit or credit card, or a mobile phone to receive a payment into an account in the past year. This includes respondents who report receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly into a financial institution account or into a mobile money account in the past year, poorest 40% (% ages 15+)


Received digital payments, income, richest 60% (% ages 15+)

The percentage of respondents who report using a mobile money account, a debit or credit card, or a mobile phone to receive a payment into an account in the past year. This includes respondents who report receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly into a financial institution account or into a mobile money account in the past year, richest 60% (% ages 15+)


Received digital payments, rural (% age 15+)

The percentage of respondents who report using a mobile money account, a debit or credit card, or a mobile phone to receive a payment into an account in the past year. This includes respondents who report receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly into a financial institution account or into a mobile money account in the past year, rural (% age 15+)


Made or received a digital payment (% age 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account--or report using the internet to pay bills or to buy something online or in a store--in the past year. This includes respondents who report paying bills, sending or receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly from or into a financial institution account or through a mobile money account in the past year.


Made or received a digital payment, female (% age 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account--or report using the internet to pay bills or to buy something online or in a store--in the past year. This includes respondents who report paying bills, sending or receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly from or into a financial institution account or through a mobile money account in the past year, female (% age 15+)


Made or received a digital payment, urban (% age 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account--or report using the internet to pay bills or to buy something online or in a store--in the past year. This includes respondents who report paying bills, sending or receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly from or into a financial institution account or through a mobile money account in the past year, urban (% age 15+)


Made or received a digital payment, out of labor force (% age 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account--or report using the internet to pay bills or to buy something online or in a store--in the past year. This includes respondents who report paying bills, sending or receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly from or into a financial institution account or through a mobile money account in the past year, out of labor force (% age 15+)


Made or received a digital payment, in labor force (% age 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account--or report using the internet to pay bills or to buy something online or in a store--in the past year. This includes respondents who report paying bills, sending or receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly from or into a financial institution account or through a mobile money account in the past year, in labor force (% age 15+)


Made or received a digital payment, male (% age 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account--or report using the internet to pay bills or to buy something online or in a store--in the past year. This includes respondents who report paying bills, sending or receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly from or into a financial institution account or through a mobile money account in the past year, male (% age 15+)


Made or received a digital payment, young (% ages 15-24)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account--or report using the internet to pay bills or to buy something online or in a store--in the past year. This includes respondents who report paying bills, sending or receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly from or into a financial institution account or through a mobile money account in the past year, young (% ages 15-24)


Made or received a digital payment, older (% age 25+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account--or report using the internet to pay bills or to buy something online or in a store--in the past year. This includes respondents who report paying bills, sending or receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly from or into a financial institution account or through a mobile money account in the past year, older (% age 25+)


Made or received a digital payment, primary education or less (% ages 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account--or report using the internet to pay bills or to buy something online or in a store--in the past year. This includes respondents who report paying bills, sending or receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly from or into a financial institution account or through a mobile money account in the past year, primary education or less (% ages 15+)


Made or received a digital payment, secondary education or more (% ages 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account--or report using the internet to pay bills or to buy something online or in a store--in the past year. This includes respondents who report paying bills, sending or receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly from or into a financial institution account or through a mobile money account in the past year, secondary education or more (% ages 15+)


Made or received a digital payment, income, poorest 40% (% ages 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account--or report using the internet to pay bills or to buy something online or in a store--in the past year. This includes respondents who report paying bills, sending or receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly from or into a financial institution account or through a mobile money account in the past year, poorest 40% (% ages 15+)


Made or received a digital payment, income, richest 60% (% ages 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account--or report using the internet to pay bills or to buy something online or in a store--in the past year. This includes respondents who report paying bills, sending or receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly from or into a financial institution account or through a mobile money account in the past year, richest 60% (% ages 15+)


Made or received a digital payment, rural (% age 15+)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account--or report using the internet to pay bills or to buy something online or in a store--in the past year. This includes respondents who report paying bills, sending or receiving remittances, receiving payments for agricultural products, receiving government transfers, receiving wages, or receiving a public sector pension directly from or into a financial institution account or through a mobile money account in the past year, rural (% age 15+)


Made digital payments in the past year (% age 15+)

Country Climate and Development Report (CCDR)

The percentage of respondents who report using mobile money, a debit or credit card, or a mobile phone to make a payment from an account, or report using the internet to pay bills or to buy something online, in the past 12 months. It also includes respondents who report paying bills or sending remittances directly from a financial institution account or through a mobile money account in the past 12 months


Made or received digital payments in the past year (% age 15+)


Made or received digital payments in the past year, female (% age 15+)


Made or received digital payments in the past year, male (% age 15+)


Made or received digital payments in the past year, income, poorest 40% (% age 15+)


Made or received digital payments in the past year, income, richest 60% (% age 15+)


Made or received digital payments in the past year (% ages 15-34)


Made or received digital payments in the past year (% ages 35-59)


Made or received digital payments in the past year (% age 60+)


Adjustments to foreign scheduled principal repayments (current LCU)

Principal repayments are actual amounts of principal (amortization) paid in currency, goods, or services in the year specified.


Current budget balance, including grants (current LCU)

The excess of current revenue over current expenditure. data are in current local currencies.


Overall budget balance, including grants (current LCU)

Overall budget deficit is current and capital revenue and official grants received, less total expenditure and lending minus repayments. Data are shown for central government only, and are in current local currency.


Overall budget balance, including grants (% of GDP)


Overall budget deficit, including grants (% of GDP)


Overall surplus/deficit, excluding current grants (current LCU)

Overall budget surplus/deficit (excluding current grants) is current and capital revenue excluding current grants, less total expenditure and lending minus repayments. Data are shown for central government only, and are in current local currency.


Overall surplus/deficit, excluding all grants (current LCU)

Overall budget deficit is current and capital revenue excluding current grants less total expenditure and lending minus repayments. Values are in current local currencies.


Primary balance, excluding interest (current LCU)

Primary deficit, excluding interest (current LCU).


Central government debt, monetary system credit (current LCU)

Domestic debt consists of the outstanding stock or recognized, direct liabilities to the monetary system. Data are in current local currencies.


Central government debt, other domestic (current LCU)

Domestic debt to other in current local currencies.

World Bank and Global Development Finance.


External debt, end year (current US$)

Foreign debt consists of the outstanding stock or recognized, direct liabilities of the government to the rest of the world, generated in the  past and scheduled to be extinguished by government operations in the future or to continue as perpetual debt. Data are in current U.S. dollars.


External debt, end year (current LCU)

Foreign debt consists of the outstanding stock or recognized, direct liabilities of the government to the rest of the world, generated in the  past and scheduled to be extinguished by government operations in the future or to continue as perpetual debt. Data are in current local currency.


Total government debt (current LCU)

Debt is the entire stock of direct government fixed-term contractual obligations to others outstanding on a particular date. It includes domestic and foreign liabilities such as currency and money deposits, securities other than shares, and loans. It is the gross amount of government liabilities reduced by the amount of equity and financial derivatives held by the government. Because debt is a stock rather than a flow, it is measured as of a given date, usually the last day of the fiscal year.  Data are in current local currency.


Central government debt, total (% of GDP)


Central government arrears on domestic debt (current LCU)

Central government arrears on domestic debt.  Data are in current local currency.


Central government arrears on external debt (current LCU)

Central government arrears on external debt.  Data are in current local currency.


External borrowing, net (current LCU)

Financing from abroad (obtained from nonresidents) refer to the means by which a government provides financial resources to cover a budget deficit or allocates financial resources arising from a budget surplus. It includes all government liabilities--other.  Data are in current local currency.


Domestic financing, monetary system credit (current LCU)

Domestic financing, monetary system credit. Data are in current local currency.


Other domestic borrowing (current LCU)

Domestic financing (obtained from residents) refer to the means by which a government provides financial resources to cover a budget deficit or allocates financial resources arising from a budget surplus. It includes all government liabilities--other than those for currency issues or demand, time, or savings deposits with government--or claims on others held by government and changes in government holdings of cash and deposits. Government guarantees of the debt of others are excluded. Data are shown for central government only, and are in current local currency.


Financing, including external capital grants (current LCU)

Financing, including external capital grants. Data are in current local currency.


Total current grants (current LCU)

Grants include grants from other foreign governments, international organizations, and other government units.  Data are in current local currency.


External capital grants (current LCU)

Grants are unrequited, nonrepayable, noncompulsory receipts of government from other governments or international institutions. In determination of the deficit/surplus, grants are grouped with revenue and expenditure rather than with financing. Values are


Interest payments (% of current revenue)


Nontax receipts (current LCU)

Receipts from sources other than the tax system like property income, fees, fines, and contributions to government employee pension funds within government.  Data ate in current local currency.


Current revenue, excluding grants (current LCU)


Current revenue, excluding grants (% of GDP)


Total revenue including current grants (current LCU)

Total revenue and grants equals the sum of government revenue and grants. Revenue includes all nonrepayable and nonrepaying government  receipts other than grants. Grants are defined as unrequited, nonrepayable, noncompulsory receipts. Data are in current local currency.


Central government revenue excluding all grants  (current LCU)

Central government revenue excluding all grants.  Data are in current local currency.


Central government revenues, excluding all grants (% of GDP)

Central government revenues, excluding all grants.


Total currrent revenues  including current grants (current LCU)

Current revenue (including grants) includes all revenue from taxes and current nontax revenues such as fines, fees, recoveries, and income from property or sales, and grants. Data are shown for central government only, and are in current local currency.


Revenue is cash receipts from taxes, social contributions, and other revenues such as fines, fees, rent, and income from property or sales.  Data are in current local currency.


Capital revenue (current LCU)

Capital revenue comprises proceeds from the sale of nonfinancial capital assets, including land, intangible assets, stocks, and fixed capital assets of buildings, construction and equipment of more than a minimum value and usable for more than one year in the process of production, and receipts of unrequited transfers for capital purposes from nongovernmental sources. Data are in current local currency.


State-owned enterprises, credit (% of gross domestic credit)


State-owned enterprises, economic activity (% of GDP)


State-owned enterprises, employment (% of total)


State-owned enterprises, investment (% of GDI)


State-owned enterprises, net financial flows from government (% of GDP)


SOE net financial flows from government (% of GDP)


State-owned enterprises, overall balance before transfers (% of GDP)


SOE overall balance before transfers (% of total)


Highest marginal tax rate, corporate rate (%)

Highest marginal tax rate (corporate rate) is the highest rate shown on the schedule of tax rates applied to the taxable income of corporations.

KPMG's Corporate and Indirect Tax Rate Survey 2009 (www.kpmg.com), and PricewaterhouseCoopers's Worldwide Tax Summaries Online (www.pwc.com).


Direct taxes (current LCU)

Direct taxes on goods and services include all taxes and duties levied  on production, extraction, sale, transfer, leasing, or delivery of goods and rendering of services, or in respect of the use of goods, or permission to use goods or to perform activities, are covered.  Examples include all general sales taxes, value added taxes and excises.  Data are in current local currency.


Taxes on goods and services, GB (current LCU)

Taxes on goods and services include all taxes and duties levied by central governments on the production, extraction, sale, transfer, leasing, or delivery of goods and rendering of services, or on the use of goods or permission to use goods or perform activities. These include general sales taxes, turnover or value added taxes, excise taxes, and motor vehicle taxes. Data are shown for central government only and are in current local currency.


Taxes on goods and services (% value added of industry and srv.)


Taxes on goods and services (% of current revenue)


Taxes on goods and services (% value added of industry and services)


Indirect taxes less subsidies (current LCU)

Indirect taxes are the sum of indirect taxes less subsidies. Indirect taxes are those taxes payable by producers that relate to the production, sale, purchase or use of the goods and services. Subsidies are grants on the current account made by general government to private enterprises and unincorporated public enterprises.  Data are in current local currency.


Highest marginal tax rate, individual (on income exceeding, US$)


Highest marginal tax rate, individual rate (%)


Income, profit, and capital gains taxes (% of current revenue)


Taxes on international trade, GB (current LCU)

Taxes on international trade include import duties, export duties, profits of export or import monopolies, exchange profits, and exchange taxes.  Current revenue includes all revenue from taxes and nonrepayable receipts (other than grants) from the sale of land, intangible assets, government stocks, or fixed capital assets, or from capital transfers from nongovernmental sources.  It also includes fines, fees, recoveries, inheritance taxes, and nonrecurrent levies on capital.  Data are shown for central government only.  Data are in current local currency.


Taxes on international trade (% of current revenue)


Social security taxes (% of current revenue)


Taxes on income, profits and capital gains (% of current revenue)


Taxes on income, profits and capital gains (% of total taxes)


Adjustments to foreign scheduled debt service (current LCU)

Debt is the entire stock of direct government fixed-term contractual obligations to others outstanding on a particular date such as money deposits, securities, shares and loans.  Data are in current local currency.


Central government debt service, external (current LCU)

Debt is the entire stock of direct government fixed-term contractual obligations to others outstanding on a particular date such as money deposits, securities, shares and loans. Data are in current local currency.


Government consumption (current LCU)

Current expenditure on goods and services comprises payments of wages and salaries in cash to employees (including the armed forces) before deduction of withholding taxes and employees' contributions to social security and pension funds, as well as employers' contributions to superannuation schemes outside government, and other purchases of goods and services (wages and salaries in kind, office supplies and maintenance charges etc.). Data are in current local currency.


Goods and services expenditure (% of total expenditure)


Interest on domestic debt (current LCU)

Interest on domestic debt.  Data are in current local currency.


Interest on external debt (current LCU)

Interest on external debt (current LCU). Data are in current local currency.


Interest payments (% of total expenditure)


Subsidies (GFS, current LCU)

Subsidies are current unrequited payments that government units make to enterprises, resident producers and importers. Subsidies may be designed to influence enterprises level or type of production, or the prices at which the products are sold. (Capital grants are in the national accounts classified as capital transfers.) Subsidies consists of ‘subsidies on products’, subsidies payable per unit of a good or a service, and ‘other subsidies on production’, which cover all other subsidies enterprises receives as a consequence of engaging in production. Data are in current local currency.


Current expenditure, total (current LCU)

Total current expenditure includes requited payments other than for capital assets or for goods or services to be used in the production of capital assets, and unrequited payments for purposes other than permitting the recipients to acquire capital assets, compensating the recipients for damage or destruction of capital assets, or increasing the financial capital of the recipients.  Data are shown for central government only.  Data are in current local currency.


Other current transfers (current LCU)

Other current transfers include all unrequited, nonrepayable transfers on current account to private and public enterprises. Data are in current local currency.


Subsidies and other current transfers (% of total expenditure)


Wages and salaries (current LCU)

Wages and salaries consist of all payments in cash, but not in kind, to employees in return for services rendered, before deduction of withholding taxes and employees  contributions to social security and pension funds. Data are shown for central government only.  Data are in current local currency.


Wages and salaries (% of total expenditure)


Defense expenditure (current LCU)

Defense expenditures for NATO countries are based on the NATO definition, which covers military-related expenditures of the defense ministry (including recruiting, training, construction, and the purchase of military supplies and equipment) and other ministries. Civilian-type expenditures of the defense ministry are excluded. Military assistance is included in the expenditures of the donor country, and purchases of military equipment on credit are included at the time the debt is incurred, not at the time of payment. Data for other countries generally cover expenditures of the ministry of defense (excluded are expenditures on public order and safety, which are classified separately). Data are in current local currency.


Total expenditure and net lending (current LCU)

Total expenditure and net lending includes both current and capital (development) expenditures and includes lending minus repayments. Data are shown for central government only.  Data are in current local currency.


Expenditures for research and development (% of GNP)


Research and development expenditure (% of GDP)

Gross domestic expenditures on research and development (R&D), expressed as a percent of GDP. They include both capital and current expenditures in the four main sectors: Business enterprise, Government, Higher education and Private non-profit. R&D covers basic research, applied research, and experimental development.

UNESCO Institute for Statistics (UIS). UIS.Stat Bulk Data Download Service. Accessed September 30, 2024. https://apiportal.uis.unesco.org/bdds.


Research and development expenditure (% of GNI)


Total capital expenditure and net lending (current LCU)

Expenditure for acquisition of land, intangible assets, government   stocks, and nonmilitary and nonfinancial assets; also for capital  grants and lending minus repayments. Data are in current local currency.


Budgetary investment (current LCU)

Budgetary investment.  Data are in current local currency.


Capital expenditure (% of total expenditure)


Capital transfers (current LCU)

Capital transfers. Data are in current local currency.


Net acquisition of financial assets (current LCU)

Net acquisition of government financial assets includes domestic and foreign financial claims, SDRs, and gold bullion held by monetary authorities as a reserve asset. The net acquisition of financial assets should be offset by the net incurrence of liabilities.

International Monetary Fund, Government Finance Statistics Yearbook and data files.


Net acquisition of financial assets (% of GDP)


Fiscal balance, cash surplus/deficit (current US$)

Cash surplus or deficit is revenue (including grants) minus expense, minus net acquisition of nonfinancial assets. In the 1986 GFS manual nonfinancial assets were included under revenue and expenditure in gross terms. This cash surplus or deficit is closest to the earlier overall budget balance (still missing is lending minus repayments, which are now a financing item under net acquisition of financial assets).


Cash surplus/deficit (% of GDP)

International Monetary Fund, Government Finance Statistics Yearbook and data files, and World Bank and OECD GDP estimates.


Government Current Budget Balance (local)


Gov. Current Budget Balance (+C&K Grants)(Local)


Government Deficit (-) or Surplus (local)


Central government debt, total (current LCU)

Debt is the entire stock of direct government fixed-term contractual obligations to others outstanding on a particular date. It includes domestic and foreign liabilities such as currency and money deposits, securities other than shares, and loans. It is the gross amount of government liabilities reduced by the amount of equity and financial derivatives held by the government. Because debt is a stock rather than a flow, it is measured as of a given date, usually the last day of the fiscal year.


Central government debt, total (% of GDP)


Gov. Capital Payments (+Net lend.)(Local)


Net incurrence of liabilities, domestic (current LCU)

Net incurrence of government liabilities includes foreign financing (obtained from nonresidents) and domestic financing (obtained from residents), or the means by which a government provides financial resources to cover a budget deficit or allocates financial resources arising from a budget surplus. The net incurrence of liabilities should be offset by the net acquisition of financial assets (a third financing item). The difference between the cash surplus or deficit and the three financing items is the net change in the stock of cash.


Net incurrence of liabilities, domestic (% of GDP)


Net incurrence of liabilities, foreign (current LCU)


Net incurrence of liabilities, foreign (% of GDP)


Net incurrence of liabilities, total (current LCU)

Net incurrence of government liabilities includes foreign financing (obtained from nonresidents) and domestic financing (obtained from residents), or the means by which a government provides financial resources to cover a budget deficit or allocates financial resources arising from a budget surplus. The net incurrence of liabilities should be offset by the net acquisition of financial assets.


Net incurrence of liabilities, total (% of GDP)


Net investment in nonfinancial assets (current LCU)

Net investment in government nonfinancial assets includes fixed assets, inventories, valuables, and nonproduced assets. Nonfinancial assets are stores of value and provide benefits either through their use in the production of goods and services or in the form of property income and holding gains. Net investment in nonfinancial assets also includes consumption of fixed capital.


Net investment in nonfinancial assets (% of GDP)


Net lending (+) / net borrowing (-) (current LCU)

Net lending (+) / net borrowing (–) equals government revenue minus expense, minus net investment in nonfinancial assets. It is also equal to the net result of transactions in financial assets and liabilities. Net lending/net borrowing is a summary measure indicating the extent to which government is either putting financial resources at the disposal of other sectors in the economy or abroad, or utilizing the financial resources generated by other sectors in the economy or from abroad.


Net lending (+) / net borrowing (-) (% of GDP)


Grants and other revenue (current LCU)

Grants and other revenue include grants from other foreign governments, international organizations, and other government units; interest; dividends; rent; requited, nonrepayable receipts for public purposes (such as fines, administrative fees, and entrepreneurial income from government ownership of property); and voluntary, unrequited, nonrepayable receipts other than grants.


Social contributions (current LCU)

Social contributions include social security contributions by employees, employers, and self-employed individuals, and other contributions whose source cannot be determined. They also include actual or imputed contributions to social insurance schemes operated by governments.


Total revenue (current US$)

Current revenue includes all revenue from taxes and nonrepayable receipts (other than grants) from the sale of land, intangible assets, government stocks or fixed capital assets, or from capital transfers from nongovernmental sources. It also includes inheritance taxes and nonrecurrent levies on capital. Data are in current US dollar.


Total revenue (current LCU)

Revenue is cash receipts from taxes, social contributions, and other revenues such as fines, fees, rent, and income from property or sales. Grants are also considered as revenue.


Revenue, excluding grants (current US$)

Revenue is cash receipts from taxes, social contributions, and other revenues such as fines, fees, rent, and income from property or sales. Grants are also considered as revenue but are excluded here.  Data are in current US dollar.


Revenue, excluding grants (current LCU)

Revenue is cash receipts from taxes, social contributions, and other revenues such as fines, fees, rent, and income from property or sales. Grants are also considered as revenue but are excluded here.


Gov. Current Revenue (+C&K Grants)(Local)


Taxes on exports (current LCU)

Taxes on exports are all levies on goods being transported out of the country or services being delivered to nonresidents by residents. Rebates on exported goods that are repayments of previously paid general consumption taxes, excise taxes, or import duties are deducted from the gross amounts receivable from these taxes, not from amounts receivable from export taxes.


Taxes on goods and services (current LCU)

Taxes on goods and services include general sales and turnover or value added taxes, selective excises on goods, selective taxes on services, taxes on the use of goods or property, taxes on extraction and production of minerals, and profits of fiscal monopolies.


Taxes on goods and services (% of revenue)