273_Are commercial banks allowed to implement other elements under the risk-based approach to AML/CFT regulation?_#VGSA_03


272_Are commercial banks allowed to implement simplified transaction monitoring under the risk-based approach to AML/CFT regulation?_#VGSA_02

Global Financial Inclusion and Consumer Protection Survey


123_Are commercial banks liable for any actions or omissions of their agents?_#VGFA_00


200_For financial cooperatives, is authorization of new or modified financial products always explicitly required?


202_For financial cooperatives, is authorization of new or modified financial products never explicitly required?


201_For financial cooperatives, is authorization of new or modified financial products only in some cases explicitly required?


203_For financial cooperatives, is authorization of new or modified financial products explicitly required?_#VGJA_02

Global Financial Inclusion and Consumer Protection Survey (Internal)


268_For financial cooperatives, are there simplifications or exceptions to the documentation requirements for some types of applicants or deposit account products?_#VGRA_02


164_Are financial cooperatives required to check/report to credit bureau for some/all loans?_#VGHA_02


176_For financial cooperatives, is all lending subject to interest rate caps or pricing limits?


177_For financial cooperatives, are there no interest rate caps or pricing limits?


178_For financial cooperatives, are there some interest rate caps or pricing limits that apply to certain products or segments?


179_For financial cooperatives, is all, some, or no lending subject to interest rate caps or pricing limits?_#VGIA_02


279_Are financial cooperatives allowed to implement non-face-to-face customer due diligence (CDD) under the risk-based approach to AML/CFT regulation?_#VGSC_01


278_Are financial cooperatives allowed to accept non-standard id documents under the risk-based approach to AML/CFT regulation?_#VGSC_00


281_Are financial cooperatives allowed to implement other elements under the risk-based approach to AML/CFT regulation?_#VGSC_03


280_Are financial cooperatives allowed to implement simplified transaction monitoring under the risk-based approach to AML/CFT regulation?_#VGSC_02


131_Are financial cooperatives liable for any actions or omissions of their agents?_#VGFC_00


218_Are consumer risks assessed during authorization process for modified or new financial products?_#VGKA_02


217_Are AML/CFT risks assessed during authorization process for modified or new financial products?_#VGKA_01


216_Are operational risks assessed during authorization process for modified or new financial products?_#VGKA_00


001_Does a regulatory/supervisory framework exist for commercial banks?_#VGAA_00


003_Does a regulatory/supervisory framework exist for financial cooperatives?_#VGAA_02


005_Does a regulatory/supervisory framework exist for microcredit institutions (MCIs)?_#VGAA_04


006_Does a regulatory/supervisory framework exist for non-bank e-money issuers (NBEIs)?_#VGAA_05


002_Does a regulatory/supervisory framework exist for other banks?_#VGAA_01


004_Does a regulatory/supervisory framework exist for other deposit taking institutions (ODTIs)?_#VGAA_03


208_For microcredit institutions (MCIs), is authorization of new or modified financial products always explicitly required?


210_For microcredit institutions (MCIs), is authorization of new or modified financial products never explicitly required?


209_For microcredit institutions (MCIs), is authorization of new or modified financial products only in some cases explicitly required?


211_For microcredit institutions (MCIs), is authorization of new or modified financial products explicitly required?_#VGJA_04


166_Are microcredit institutions (MCIs) required to check/report to credit bureau for some/all loans?_#VGHA_04


184_For microcredit institutions (MCIs), is all lending subject to interest rate caps or pricing limits?


185_For microcredit institutions (MCIs), are there no interest rate caps or pricing limits?


186_For microcredit institutions (MCIs), are there some interest rate caps or pricing limits that apply to certain products or segments?


187_For microcredit institutions (MCIs), is all, some, or no lending subject to interest rate caps or pricing limits?_#VGIA_04


139_Are microcredit institutions (MCIs) liable for any actions or omissions of their agents?_#VGFE_00


212_For non-bank e-money issuers (NBEIs), is authorization of new or modified financial products always explicitly required?


214_For non-bank e-money issuers (NBEIs), is authorization of new or modified financial products never explicitly required?


213_For non-bank e-money issuers (NBEIs), is authorization of new or modified financial products only in some cases explicitly required?


215_For non-bank e-money issuers (NBEIs), is authorization of new or modified financial products explicitly required?_#VGJA_05


167_Are non-bank e-money issuers (NBEIs) required to check/report to credit bureau for some/all loans?_#VGHA_05


143_Are non-bank e-money issuers (NBEIs) liable for any actions or omissions of their agents?_#VGFF_00


196_For other banks, is authorization of new or modified financial products always explicitly required?


198_For other banks, is authorization of new or modified financial products never explicitly required?


197_For other banks, is authorization of new or modified financial products only in some cases explicitly required?


199_For other banks, is authorization of new or modified financial products explicitly required?_#VGJA_01


267_For other banks, are there simplifications or exceptions to the documentation requirements for some types of applicants or deposit account products?_#VGRA_01


163_Are other banks required to check/report to credit bureau for some/all loans?_#VGHA_01


172_For other banks, is all lending subject to interest rate caps or pricing limits?


173_For other banks, are there no interest rate caps or pricing limits?


174_For other banks, are there some interest rate caps or pricing limits that apply to certain products or segments?


175_For other banks, is all, some, or no lending subject to interest rate caps or pricing limits?_#VGIA_01


275_Are other banks allowed to implement non-face-to-face customer due diligence (CDD) under the risk-based approach to AML/CFT regulation?_#VGSB_01


274_Are other banks allowed to accept non-standard id documents under the risk-based approach to AML/CFT regulation?_#VGSB_00


277_Are other banks allowed to implement other elements under the risk-based approach to AML/CFT regulation?_#VGSB_03


276_Are other banks allowed to implement simplified transaction monitoring under the risk-based approach to AML/CFT regulation?_#VGSB_02


127_Are other banks liable for any actions or omissions of their agents?_#VGFB_00


204_For other deposit taking institutions (ODTIs), is authorization of new or modified financial products always explicitly required?


206_For other deposit taking institutions (ODTIs), is authorization of new or modified financial products never explicitly required?


205_For other deposit taking institutions (ODTIs), is authorization of new or modified financial products only in some cases explicitly required?


207_For other deposit taking institutions (ODTIs), is authorization of new or modified financial products explicitly required?_#VGJA_03


269_For other deposit taking institutions (ODTIs), are there simplifications or exceptions to the documentation requirements for some types of applicants or deposit account products?_#VGRA_03


165_Are other deposit taking institutions (ODTIs) required to check/report to credit bureau for some/all loans?_#VGHA_03


180_For other deposit taking institutions (ODTIs), is all lending subject to interest rate caps or pricing limits?


181_For other deposit taking institutions (ODTIs), are there no interest rate caps or pricing limits?


182_For other deposit taking institutions (ODTIs), are there some interest rate caps or pricing limits that apply to certain products or segments?


183_For other deposit taking institutions (ODTIs), is all, some, or no lending subject to interest rate caps or pricing limits?_#VGIA_03


283_Are other deposit taking institutions (ODTIs) allowed to implement non-face-to-face customer due diligence (CDD) under the risk-based approach to AML/CFT regulation?_#VGSD_01


282_Are other deposit taking institutions (ODTIs) allowed to accept non-standard id documents under the risk-based approach to AML/CFT regulation?_#VGSD_00


285_Are other deposit taking institutions (ODTIs) allowed to implement other elements under the risk-based approach to AML/CFT regulation?_#VGSD_03


284_Are other deposit taking institutions (ODTIs) allowed to implement simplified transaction monitoring under the risk-based approach to AML/CFT regulation?_#VGSD_02


135_Are other deposit taking institutions (ODTIs) liable for any actions or omissions of their agents?_#VGFD_00


028_Are commercial banks permitted to act as an agent of a financial provider?_#VGDA_02


026_Are commercial banks permitted to provide checking or current accounts?_#VGDA_00


032_Are commercial banks permitted to issue e-money (including prepaid e-money cards) ?_#VGDA_06


033_Are commercial banks permitted to distribute insurance?_#VGDA_07


031_Are commercial banks permitted to issue payment cards (credit, debit, and other non-prepaid cards) ?_#VGDA_05


034_Are commercial banks permitted to distribute pension products?_#VGDA_08


027_Are commercial banks permitted to contract with retail agents as third-party delivery channels?_#VGDA_01


046_Are financial cooperatives permitted to act as an agent of a financial provider?_#VGDC_02


044_Are financial cooperatives permitted to provide checking or current accounts?_#VGDC_00


050_Are financial cooperatives permitted to issue e-money (including prepaid e-money cards) ?_#VGDC_06


051_Are financial cooperatives permitted to distribute insurance?_#VGDC_07


049_Are financial cooperatives permitted to issue payment cards (credit, debit, and other non-prepaid cards) ?_#VGDC_05


052_Are financial cooperatives permitted to distribute pension products?_#VGDC_08


045_Are financial cooperatives permitted to contract with retail agents as third-party delivery channels?_#VGDC_01


064_Are microcredit institutions (MCIs) permitted to act as an agent of a financial provider?_#VGDE_02


062_Are microcredit institutions (MCIs) permitted to provide checking or current accounts?_#VGDE_00


068_Are microcredit institutions (MCIs) permitted to issue e-money (including prepaid e-money cards) ?_#VGDE_06


069_Are microcredit institutions (MCIs) permitted to distribute insurance?_#VGDE_07


067_Are microcredit institutions (MCIs) permitted to issue payment cards (credit, debit, and other non-prepaid cards) ?_#VGDE_05


070_Are microcredit institutions (MCIs) permitted to distribute pension products?_#VGDE_08


063_Are microcredit institutions (MCIs) permitted to contract with retail agents as third-party delivery channels?_#VGDE_01


073_Are non-bank e-money issuers (NBEIs) permitted to act as an agent of a financial provider?_#VGDF_02


071_Are non-bank e-money issuers (NBEIs) permitted to provide checking or current accounts?_#VGDF_00


077_Are non-bank e-money issuers (NBEIs) permitted to issue e-money (including prepaid e-money cards) ?_#VGDF_06


078_Are non-bank e-money issuers (NBEIs) permitted to distribute insurance?_#VGDF_07


076_Are non-bank e-money issuers (NBEIs) permitted to issue payment cards (credit, debit, and other non-prepaid cards) ?_#VGDF_05


079_Are non-bank e-money issuers (NBEIs) permitted to distribute pension products?_#VGDF_08


072_Are non-bank e-money issuers (NBEIs) permitted to contract with retail agents as third-party delivery channels?_#VGDF_01


037_Are other banks permitted to act as an agent of a financial provider?_#VGDB_02


035_Are other banks permitted to provide checking or current accounts?_#VGDB_00


041_Are other banks permitted to issue e-money (including prepaid e-money cards) ?_#VGDB_06


042_Are other banks permitted to distribute insurance?_#VGDB_07


040_Are other banks permitted to issue payment cards (credit, debit, and other non-prepaid cards) ?_#VGDB_05


043_Are other banks permitted to distribute pension products?_#VGDB_08


036_Are other banks permitted to contract with retail agents as third-party delivery channels?_#VGDB_01


055_Are other deposit taking institutions (ODTIs) permitted to act as an agent of a financial provider?_#VGDD_02


053_Are other deposit taking institutions (ODTIs) permitted to provide checking or current accounts?_#VGDD_00


059_Are other deposit taking institutions (ODTIs) permitted to issue e-money (including prepaid e-money cards) ?_#VGDD_06


060_Are other deposit taking institutions (ODTIs) permitted to distribute insurance?_#VGDD_07


058_Are other deposit taking institutions (ODTIs) permitted to issue payment cards (credit, debit, and other non-prepaid cards) ?_#VGDD_05


061_Are other deposit taking institutions (ODTIs) permitted to distribute pension products?_#VGDD_08


054_Are other deposit taking institutions (ODTIs) permitted to contract with retail agents as third-party delivery channels?_#VGDD_01


007_Are any non-bank e-money issuers subsidiaries of mobile network operators?_#VGAB_00


081_Are third parties such as retail agents allowed to identify and/or verify the identity of the customer on behalf of commercial banks?_#VGEB_00


083_Are third parties such as retail agents allowed to receive and submit to the institution a loan application on behalf of commercial banks?_#VGEB_02


084_Are third parties such as retail agents allowed to open a customer account on behalf of commercial banks?_#VGEB_03


086_Are third parties such as retail agents allowed to receive deposits on behalf of commercial banks?_#VGEB_05


095_Are third parties such as retail agents allowed to identify and/or verify the identity of the customer on behalf of financial cooperatives?_#VGED_00


097_Are third parties such as retail agents allowed to receive and submit to the institution a loan application on behalf of financial cooperatives?_#VGED_02


098_Are third parties such as retail agents allowed to open a customer account on behalf of financial cooperatives?_#VGED_03


100_Are third parties such as retail agents allowed to receive deposits on behalf of financial cooperatives?_#VGED_05


109_Are third parties such as retail agents allowed to identify and/or verify the identity of the customer on behalf of microcredit institutions (MCIs)?_#VGEF_00


111_Are third parties such as retail agents allowed to receive and submit to the institution a loan application on behalf of microcredit institutions (MCIs)?_#VGEF_02


112_Are third parties such as retail agents allowed to open a customer account on behalf of microcredit institutions (MCIs)?_#VGEF_03


114_Are third parties such as retail agents allowed to receive deposits on behalf of microcredit institutions (MCIs)?_#VGEF_05


116_Are third parties such as retail agents allowed to identify and/or verify the identity of the customer on behalf of non-bank e-money issuers (NBEIs)?_#VGEG_00


118_Are third parties such as retail agents allowed to receive and submit to the institution a loan application on behalf of non-bank e-money issuers (NBEIs)?_#VGEG_02


119_Are third parties such as retail agents allowed to open a customer account on behalf of non-bank e-money issuers (NBEIs)?_#VGEG_03


121_Are third parties such as retail agents allowed to receive deposits on behalf of non-bank e-money issuers (NBEIs)?_#VGEG_05


088_Are third parties such as retail agents allowed to identify and/or verify the identity of the customer on behalf of other banks?_#VGEC_00


090_Are third parties such as retail agents allowed to receive and submit to the institution a loan application on behalf of other banks?_#VGEC_02


091_Are third parties such as retail agents allowed to open a customer account on behalf of other banks?_#VGEC_03


093_Are third parties such as retail agents allowed to receive deposits on behalf of other banks?_#VGEC_05


102_Are third parties such as retail agents allowed to identify and/or verify the identity of the customer on behalf of other deposit taking institutions (ODTIs)?_#VGEE_00


104_Are third parties such as retail agents allowed to receive and submit to the institution a loan application on behalf of other deposit taking institutions (ODTIs)?_#VGEE_02


105_Are third parties such as retail agents allowed to open a customer account on behalf of other deposit taking institutions (ODTIs)?_#VGEE_03


107_Are third parties such as retail agents allowed to receive deposits on behalf of other deposit taking institutions (ODTIs)?_#VGEE_05


080_Are at least some financial service providers permitted to use retail agents as third-party delivery channels?_#VGEA_00


148_Is the term of microcredit explicitly defined in law or regulation?_#VGGA_01


147_Is the term of microfinance explicitly defined in law or regulation?_#VGGA_00


149_Is the term of microsavings explicitly defined in law or regulation?_#VGGA_02


018_Is a national financial capability/literacy/education strategy (NFCS/NFLS/NFES) under development?_#VGAG_01


017_Has a national financial capability/literacy/education strategy (NFCS/NFLS/NFES) already been launched?_#VGAG_00


009_Is a national financial inclusion strategy (NFIS) under development?_#VGAC_01


008_Has a national financial inclusion strategy (NFIS) already been launched?_#VGAC_00


012_Is a general financial sector development strategy with a financial inclusion component (GFSDS/FI) under development?_#VGAD_01


011_Has a general financial sector development strategy with a financial inclusion component (GFSDS/FI) already been launched?_#VGAD_00


016_Is a national microfinance strategy (NMS) under development?_#VGAF_01


015_Has a national microfinance strategy (NMS) already been launched?_#VGAF_00


014_Is a national development strategy with a financial inclusion component (NDS/FI) under development?_#VGAE_01


013_Has a national development strategy with a financial inclusion component (NDS/FI) already been launched?_#VGAE_00


022_Are deposit-taking institutions required to offer basic financial products to promote financial inclusion?_#VGBA_03


023_Are recipients of government transfers encouraged or mandated to open an account to receive their funds?_#VGBA_04


020_Are priority lending policies in place to promote financial inclusion?_#VGBA_01


019_Are requirements, exceptions, tax incentives, or subsidies policies in place to promote financial inclusion?_#VGBA_00


021_Are tax incentive savings schemes in place to promote financial inclusion?_#VGBA_02


025_Has a survey of firms including questions on financial inclusion or access to finance been conducted in the last 3 years?_#VGCA_01


024_Has a survey of households or individuals including questions on financial inclusion or access to finance been conducted in the last 3 years?_#VGCA_00


Deposit accounts, commercial banks (per 1,000 adults)

Deposit accounts are accounts at commercial banks that allow money to be deposited and withdrawn by the account holder. The major types of deposits are checking accounts, savings accounts, and time deposits. Commercial banks are banks with a full banking license. In some countries, the term "universal banks" or other terms may be used. Majority government- and state-owned banks are included in this category to the extent that they perform a broad set of retail banking functions and are regulated and supervised in the same manner as privately owned banks.

Consultative Group to Assist the Poor and the World Bank Group’s "Financial Access 2010."


Deposit accounts, cooperatives (per 1,000 adults)

Cooperatives, credit unions, and mutuals are financial institutions that are owned and controlled by their members (customers), regardless of whether they do business exclusively with their members or with members and nonmembers.


Deposit accounts, microfinance institutions (per 1,000 adults)

Microfinance institutions are institutions whose primary business model is to lend to (and possibly take deposits from) the poor, often using specialized methodologies such as group lending. The data collected using this institutional classification necessarily understate the scale of microfinance because many banks, cooperatives, and specialized state-owned institutions provide microfinance services as part of their activities.


Bank deposit accounts (per 1,000 people)


Deposit accounts, specialized state financial institutions (per 1,000 adults)

Specialized state-owned financial institutions are extensions of the government whose main purpose is to lend support to economic development and/or to provide savings, payment, and deposit services to the public. They include postal banks, government savings banks, SME lending facilities, agriculture banks, and development banks.


Point-of-sale terminals (per 100,000 adults)

Point-of-sale terminals are the equipment used to manage the selling process by a salesperson-accessible interface in the location where a transaction takes place.


General administration function expenditure (in IDR)

Indonesia Database for Policy and Economic Research

Ministry of Finance, SIKD (Information System for Sub-National Budget)


Agriculture function expenditure (in IDR)


Environment function expenditure (in IDR)


Housing and public facilities function expenditure (in IDR)


Infrastructure function expenditure (in IDR)


Social protection function expenditure (in IDR)


Public, law and order function expenditure (in IDR)


Tourism and culture function expenditure (in IDR)


Domestic credit to private sector by banks (% of GDP)

Domestic credit to private sector by banks refers to financial resources provided to the private sector by other depository corporations (deposit taking corporations except central banks), such as through loans, purchases of nonequity securities, and trade credits and other accounts receivable, that establish a claim for repayment. For some countries these claims include credit to public enterprises.

International Monetary Fund, International Financial Statistics and data files, and World Bank and OECD GDP estimates.


Bank liquid reserves to bank assets ratio (%)

Ratio of bank liquid reserves to bank assets is the ratio of domestic currency holdings and deposits with the monetary authorities to claims on other governments, nonfinancial public enterprises, the private sector, and other banking institutions.

International Monetary Fund, International Financial Statistics and data files.


Gold Holdings at London market price (US$ end period)


Gold, valued at year-end London prices (current US$)

The gold component of reserves is valued at year-end (December 31) London prices.


Total reserves (includes gold, current US$)

Total reserves comprise holdings of monetary gold, special drawing rights, reserves of IMF members held by the IMF, and holdings of foreign exchange under the control of monetary authorities. The gold component of these reserves is valued at year-end (December 31) London prices. Data are in current U.S. dollars.


Total reserves including gold valued at London gold price (current US$)

Gross international reserves comprise holdings of monetary gold, special drawing rights, the reserve position of members in the International Monetary Fund (IMF), and holdings of foreign exchange under the control of monetary authorities. The gold component is valued at end-of-year London prices.


Total reserves includes gold (% of GDP)

Total reserves comprise holdings of monetary gold, special drawing rights, reserves of IMF members held by the IMF, and holdings of foreign exchange under the control of monetary authorities. The gold component of these reserves is valued at year-end (December 31) London prices.


Total reserves (% of total external debt)

International reserves to total external debt stocks.

World Bank, International Debt Statistics.


Total reserves in months of imports

Total reserves comprise holdings of monetary gold, special drawing rights, reserves of IMF members held by the IMF, and holdings of foreign exchange under the control of monetary authorities. The gold component of these reserves is valued at year-end (December 31) London prices. This item shows reserves expressed in terms of the number of months of imports of goods and services they could pay for [Reserves/(Imports/12)].


Total reserves in months of imports of goods and services

The number of months for which a country's reserves can sustain its imports. Gross international reserves comprise holdings of monetary gold, special drawing rights, the reserve position of members in the International Monetary Fund (IMF), and holdings of foreign exchange under the control of monetary authorities. The gold component is valued at end-of-year London prices. Imports of goods, services and income is the sum of goods (merchandise) imports, imports of (nonfactor) services and income (factor) payments.  Data are in current US dollars.

International Monetary Fund, World Bank country economists.


Total reserves minus gold (current US$)

Total reserves minus gold comprise special drawing rights, reserves of IMF members held by the IMF, and holdings of foreign exchange under the control of monetary authorities. Gold holdings are excluded. Data are in current U.S. dollars.


First financial institution account ever was opened to receive a wage payment (% age 15+)

The percentage of respondents who report opening a financial institution account for the first time to receive a wage payment.


First financial institution account ever was opened to receive a wage payment or money from the government (% age 15+)

The percentage of respondents who report opening a financial institution account for the first time to receive money from the government or to receive a wage payment.


First financial institution ever account was opened to receive money from the government (% age 15+)

The percentage of respondents who report opening a financial institution account for the first time to receive money from the government.


Financial institution account (% age 15+)

The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution.


Financial institution account, female (% age 15+)

The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution, female (% age 15+)


Financial institution account, urban (% age 15+)

The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution, urban (% age 15+)


Financial institution account, out of labor force (% age 15+)

The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution, out of labor force (% age 15+)


Financial institution account, in labor force (% age 15+)

The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution, in labor force (% age 15+)


Financial institution account, male (% age 15+)

The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution, male (% age 15+)


Financial institution account, young (% ages 15-24)

The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution, young (% ages 15-24)


Financial institution account, older (% age 25+)

The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution, older (% age 25+)


Financial institution account, primary education or less (% ages 15+)

The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution, primary education or less (% ages 15+)


Financial institution account, secondary education or more (% ages 15+)

The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution, secondary education or more (% ages 15+)


Financial institution account, income, poorest 40% (% ages 15+)

The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution, poorest 40% (% ages 15+)


Financial institution account, income, richest 60% (% ages 15+)

The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution, richest 60% (% ages 15+)


Financial institution account, rural (% age 15+)

The percentage of respondents who report having an account (by themselves or together with someone else) at a bank or another type of financial institution, rural (% age 15+)


Reason for not using their inactive account: bank or financial institution is too far away (% age 15+)

The percentage of respondents who report having an inactive account because the bank or financial institution is too far away.


Reason for not using their inactive account: bank or financial institution is too far away (% with an inactive account, age 15+)

Among respondents who report having an inactive account, the percentage who report that they don't use their account because the bank or financial institution is too far away.


Reason for not using their inactive account: no need for an account (% age 15+)

The percentage of respondents who report having an inactive account because they have no need for an account.


Reason for not using their inactive account: no need for an account (% with an inactive account, age 15+)

Among respondents who report having an inactive account, the percentage who don't use the account because they have no need for one.


Reason for not using their inactive account: don't have enough money to use an account (% age 15+)

The percentage of respondents who report having an inactive account because they don't have enough money to use the account.


Reason for not using their inactive account: don't have enough money to use an account (% with an inactive account, age 15+)

Among respondents who report having an inactive account, the percentage who report that they don't have enough money to use the account.


Reason for not using their inactive account: don't feel comfortable using the account by themselves (% age 15+)

The percentage of respondents who report having an inactive account because they don't feel comfortable using the account by themselves.


Reason for not using their inactive account: don't feel comfortable using an account by themselves (% with an inactive account, age 15+)

Among respondents who report having an inactive account, the percentage who report that they don't feel comfortable using the account by themselves.


Reason for not using their inactive account: don't trust banks or financial institutions (% age 15+)

The percentage of respondents who report having an inactive account because they don't trust banks or financial institutions.


Reason for not using their inactive account: don't trust banks or financial institutions (% with an inactive account, age 15+)

Among respondents who report having an inactive account, the percentage who don't use the account because they don't trust banks or financial institutions.


Made a withdrawal (% with a financial institution account, age 15+)

Among respondents with a financial institution account, the percentage who report withdrawing money from their account one or more times in the past year.


Withdrew money from a financial institution account 2 or more times a month (% age 15+)

The percentage of respondents who report withdrawing money from their account two or more times per month.


Withdrew money from a financial institution account 2 or more times a month (% who had withdrawn money, age 15+)

Among respondents who withdrew money, the percentage who report doing so two or more times per month.


Store money using a financial institution (% age 15+)

The percentage of respondents who report keeping money in a financial institution account.


Store money using a financial institution or a mobile money account (% age 15+)

The percentage of respondents who report keeping money in a financial institution account or a mobile money account.


Store money using a financial institution or a mobile money account (% with an account,  age 15+)

Among respondents with an account, the percentage who report keeping money in a financial institution account or a mobile money account.


Store money using a financial institution (% with a financial institution account, age 15+)

Among respondents with a financial institution account, the percentage who report keeping money in a financial institution account.


SMEs with at least one female owner with a proportion of loans requiring collateral (%)

Among the share of respondents without an account, the percentage of respondents who report they can use an account at a bank or a financial institution without help, if opened.


No account because financial institutions are too far away (% age 15+)

The percentage of respondents who report that they don't have a financial institution account because financial institutions are too far away.


No account because financial institutions are too far away (% without an account, age 15+)

Among respondents who report having no account, the percentage who report that they don't have a financial institution account because financial institutions are too far away.


No account because financial services are too expensive (% age 15+)

The percentage of respondents who report not having a financial institution account because financial services are too expensive.


No account because financial services are too expensive (% without an account, age 15+)

Among respondents who report having no account, the percentage who report not having a financial institution account because financial services are too expensive.


No account because of a lack of necessary documentation (% age 15+)

The percentage of respondents who report not having a financial institution account because they lack the documentation needed to open one, such as an identity card, a wage slip, or the like.


No account because of a lack of necessary documentation (% without an account, age 15+)

Among respondents who report having no account, the percentage who report not having a financial institution account because they lack the documentation needed to open one, such as an identity card, a wage slip, or the like.


No account because of a lack of trust in financial institutions (% age 15+)

The percentage of respondents who report not having a financial institution account because they do not trust financial institutions.


No account because of a lack of trust in financial institutions (% without an account, age 15+)

Among respondents who report having no account, the percentage who report not having a financial institution account because they do not trust financial institutions.


No account because of religious reasons (% age 15+)

The percentage of respondents who report not having a financial institution account for religious reasons.


No account because of religious reasons (% without an account, age 15+)

Among respondents who report having no account, the percentage who report not having a financial institution account for religious reasons.


No account because of insufficient funds (% age 15+)

The percentage of respondents who report not having a financial institution account because they do not have enough money to use one.


No account because of insufficient funds (% without an account, age 15+)

Among respondents who report having no account, the percentage who report not having a financial institution account because they do not have enough money to use one.


No account because someone in the family has one (% age 15+)

The percentage of respondents who report not having a financial institution account because someone else in their family already has one.


No account because someone in the family has one (% without an account, age 15+)

Among respondents reporting having no account, the percentage who report not having a financial institution account because someone else in their family already has one.


SMEs with at least one female owner with a proportion of loans requiring collateral


SMEs with a proportion of loans requiring collateral


Reason for not having a mobile money account: mobile money agents are too far away (% age 15+)

The percentage of respondents who report not having a mobile money account because mobile money agents are too far away.


Reason for not having a mobile money account: mobile money agents are too far away (% without an account, age 15+)

Among respondents who report having no account, the percentage who report not having a mobile money account because mobile money agents are too far away.


Reason for not having a mobile money account: available mobile money products are too expensive (% age 15+)

The percentage of respondents who report that they don't have a mobile money account because mobile money products are too expensive.


Reason for not having a mobile money account: available mobile money products are too expensive (% without an account, age 15+)

Among respondents who report having no account, the percentage who report that they don't have a mobile money account because mobile money products are too expensive.


Reason for not having a mobile money account: don't have the necessary documentation (% age 15+)

The percentage of respondents who report not having a mobile money account because they don't have the necessary documentation.


Reason for not having a mobile money account: don't have the necessary documentation (% without an account, age 15+)

Among respondents who report having no account, the percentage who report not having a mobile money account because they don't have the necessary documentation.


Reason for not having a mobile money account: don't have enough money to use a mobile money account (% age 15+)

The percentage of respondents who report not having a mobile money account because they do not have enough money to use one.


Reason for not having a mobile money account: don't have enough money to use a mobile money account (% without an account, age 15+)

Among respondents who report having no account, the percentage who report not having a mobile money account because they do not have enough money to use one.


Reason for not having a mobile money account: use an agent or someone else to make payments (% age 15+)

The percentage of respondents who report not having a mobile money account because they use an agent or someone else to make payments.


Reason for not having a mobile money account: use an agent or someone else to make payments (% without an account, age 15+)

Among respondents who report having no mobile money account, the percentage who give the reason that they use an agent or someone else to make payments.


Reason for not having a mobile money account: do not have their own mobile phone (% age 15+)

The percentage of respondents who report not having a mobile money account because they do not have their own mobile phone.


Reason for not having a mobile money account: do not have their own mobile phone (% without an account, age 15+)

Among respondents who report having no account, the percentage who report not having a mobile money account because they do not have their own mobile phone.


Use a mobile money account two or more times a month (% age 15+)

The percentage of respondents who report using a mobile money account to make payments, buy things, or to send or receive money two or more times a month.


Use a mobile money account two or more times a month (% with a mobile money account, age 15+)

Among respondents with a mobile money account, the percentage who report using it to make payments, buy things, or to send or receive money two or more times a month.


Main mode of withdrawal: ATM (% with a financial institution account, age 15+)

Among respondents with a financial institution account, the percentage who report usually obtaining cash from their account at an automated teller machine (ATM).


Store money using a mobile money account (% age 15+)

The percentage of respondents who report keeping money in a mobile money account.


Store money using a mobile money account (% with a mobile money account acount, age 15+)

Among respondents with a mobile money account, the percentage who report keeping money in a mobile money account.


Main mode of withdrawal: bank teller (% with a financial institution account, age 15+)

Among respondents with a financial institution account, the percentage who report usually obtaining cash from their account over the counter in a branch of their financial institution.


Borrowed any money using a mobile money account (% age 15+)

The percentage of respondents who report borrowing any money using a mobile money account in the past year.


Can use a mobile money account without help from anyone, including a mobile money agent (% age 15+)

The percentage of respondents who report that they can use a mobile money account without the help of another person or a mobile money agent.


Can use a mobile money account without help from anyone, including a mobile money agent (% with a mobile money account, age 15+)

Among respondents who report having a mobile money account, the percentage who can use it without help.


Made a digital in-store merchant payment: using a mobile phone (% age 15+)

The percentage of respondents who report using a mobile phone to make an in-store purchase.


Made a digital in-store merchant payment: using a mobile phone, female (% age 15+)

The percentage of respondents who report using a mobile phone to make an in-store purchase, female (% age 15+)


Made a digital in-store merchant payment: using a mobile phone, urban (% age 15+)

The percentage of respondents who report using a mobile phone to make an in-store purchase, urban (% age 15+)


Made a digital in-store merchant payment: using a mobile phone, out of labor force (% age 15+)

The percentage of respondents who report using a mobile phone to make an in-store purchase, out of labor force (% age 15+)


Made a digital in-store merchant payment: using a mobile phone, in labor force (% age 15+)

The percentage of respondents who report using a mobile phone to make an in-store purchase, in labor force (% age 15+)


Made a digital in-store merchant payment: using a mobile phone, male (% age 15+)

The percentage of respondents who report using a mobile phone to make an in-store purchase, male (% age 15+)


Made a digital in-store merchant payment: using a mobile phone, young (% ages 15-24)

The percentage of respondents who report using a mobile phone to make an in-store purchase, young (% ages 15-24)


Made a digital in-store merchant payment: using a mobile phone, older (% age 25+)

The percentage of respondents who report using a mobile phone to make an in-store purchase, older (% age 25+)


Made a digital in-store merchant payment: using a mobile phone, primary education or less (% ages 15+)

The percentage of respondents who report using a mobile phone to make an in-store purchase, primary education or less (% ages 15+)


Made a digital in-store merchant payment: using a mobile phone, secondary education or more (% ages 15+)

The percentage of respondents who report using a mobile phone to make an in-store purchase, secondary education or more (% ages 15+)


Made a digital in-store merchant payment: using a mobile phone, income, poorest 40% (% ages 15+)

The percentage of respondents who report using a mobile phone to make an in-store purchase, poorest 40% (% ages 15+)


Made a digital in-store merchant payment: using a mobile phone, income, richest 60% (% ages 15+)

The percentage of respondents who report using a mobile phone to make an in-store purchase, richest 60% (% ages 15+)


Made a digital in-store merchant payment: using a mobile phone, rural (% age 15+)

The percentage of respondents who report using a mobile phone to make an in-store purchase, rural (% age 15+)


SMEs with an outstanding loan or line of credit (%)

The percentage of respondents who report that after COVID-19 started, they used for the first time a debit or credit card or a mobile phone to make a purchase in-store.


Made a digital in-store merchant payment for the first time after COVID-19 started (% who made a digital in-store payment, age 15+)

Among respondents who report using a debit or credit card, or a mobile phone, to make a purchase in-store, the percentage who report doing so for the first time after COVID-19 started.


Used a mobile phone or the internet to pay bills (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to pay bills in the past year.


Used a mobile phone or the internet to pay bills, female (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to pay bills in the past year, female (% age 15+)


Used a mobile phone or the internet to pay bills, urban (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to pay bills in the past year, urban (% age 15+)


Used a mobile phone or the internet to pay bills, out of labor force (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to pay bills in the past year, out of labor force (% age 15+)


Used a mobile phone or the internet to pay bills, in labor force (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to pay bills in the past year, in labor force (% age 15+)


Used a mobile phone or the internet to pay bills, male (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to pay bills in the past year, male (% age 15+)


Used a mobile phone or the internet to pay bills, young (% ages 15-24)

The percentage of respondents who report using a mobile phone or the Internet to pay bills in the past year, young (% ages 15-24)


Used a mobile phone or the internet to pay bills, older (% age 25+)

The percentage of respondents who report using a mobile phone or the Internet to pay bills in the past year, older (% age 25+)


Used a mobile phone or the internet to pay bills, primary education or less (% ages 15+)

The percentage of respondents who report using a mobile phone or the Internet to pay bills in the past year, primary education or less (% ages 15+)


Used a mobile phone or the internet to pay bills, secondary education or more (% ages 15+)

The percentage of respondents who report using a mobile phone or the Internet to pay bills in the past year, secondary education or more (% ages 15+)


Used a mobile phone or the internet to pay bills, income, poorest 40% (% ages 15+)

The percentage of respondents who report using a mobile phone or the Internet to pay bills in the past year, poorest 40% (% ages 15+)


Used a mobile phone or the internet to pay bills, income, richest 60% (% ages 15+)

The percentage of respondents who report using a mobile phone or the Internet to pay bills in the past year, richest 60% (% ages 15+)


Used a mobile phone or the internet to pay bills, rural (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to pay bills in the past year, rural (% age 15+)


Used a mobile phone or the internet to send money (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to send money to a relative or friend in the past year.


Used a mobile phone or the internet to send money, female (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to send money to a relative or friend in the past year, female (% age 15+)


Used a mobile phone or the internet to send money, urban (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to send money to a relative or friend in the past year, urban (% age 15+)


Used a mobile phone or the internet to send money, out of labor force (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to send money to a relative or friend in the past year, out of labor force (% age 15+)


Used a mobile phone or the internet to send money, in labor force (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to send money to a relative or friend in the past year, in labor force (% age 15+)


Used a mobile phone or the internet to send money, male (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to send money to a relative or friend in the past year, male (% age 15+)


Used a mobile phone or the internet to send money, young (% ages 15-24)

The percentage of respondents who report using a mobile phone or the Internet to send money to a relative or friend in the past year, young (% ages 15-24)


Used a mobile phone or the internet to send money, older (% age 25+)

The percentage of respondents who report using a mobile phone or the Internet to send money to a relative or friend in the past year, older (% age 25+)


Used a mobile phone or the internet to send money, primary education or less (% ages 15+)

The percentage of respondents who report using a mobile phone or the Internet to send money to a relative or friend in the past year, primary education or less (% ages 15+)


Used a mobile phone or the internet to send money, secondary education or more (% ages 15+)

The percentage of respondents who report using a mobile phone or the Internet to send money to a relative or friend in the past year, secondary education or more (% ages 15+)


Used a mobile phone or the internet to send money, income, poorest 40% (% ages 15+)

The percentage of respondents who report using a mobile phone or the Internet to send money to a relative or friend in the past year, poorest 40% (% ages 15+)


Used a mobile phone or the internet to send money, income, richest 60% (% ages 15+)

The percentage of respondents who report using a mobile phone or the Internet to send money to a relative or friend in the past year, richest 60% (% ages 15+)


Used a mobile phone or the internet to send money, rural (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to send money to a relative or friend in the past year, rural (% age 15+)


Used a mobile phone or the internet to buy something online (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to buy something online in the past year.


Used a mobile phone or the internet to buy something online, female (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to buy something online in the past year, female (% age 15+)


Used a mobile phone or the internet to buy something online, urban (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to buy something online in the past year, urban (% age 15+)


Used a mobile phone or the internet to buy something online, out of labor force (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to buy something online in the past year, out of labor force (% age 15+)


Used a mobile phone or the internet to buy something online, in labor force (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to buy something online in the past year, in labor force (% age 15+)


Used a mobile phone or the internet to buy something online, male (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to buy something online in the past year, male (% age 15+)


Used a mobile phone or the internet to buy something online, young (% ages 15-24)

The percentage of respondents who report using a mobile phone or the Internet to buy something online in the past year, young (% ages 15-24)


Used a mobile phone or the internet to buy something online, older (% age 25+)

The percentage of respondents who report using a mobile phone or the Internet to buy something online in the past year, older (% age 25+)


Used a mobile phone or the internet to buy something online, primary education or less (% ages 15+)

The percentage of respondents who report using a mobile phone or the Internet to buy something online in the past year, primary education or less (% ages 15+)


Used a mobile phone or the internet to buy something online, secondary education or more (% ages 15+)

The percentage of respondents who report using a mobile phone or the Internet to buy something online in the past year, secondary education or more (% ages 15+)


Used a mobile phone or the internet to buy something online, income, poorest 40% (% ages 15+)

The percentage of respondents who report using a mobile phone or the Internet to buy something online in the past year, poorest 40% (% ages 15+)


Used a mobile phone or the internet to buy something online, income, richest 60% (% ages 15+)

The percentage of respondents who report using a mobile phone or the Internet to buy something online in the past year, richest 60% (% ages 15+)


Used a mobile phone or the internet to buy something online, rural (% age 15+)

The percentage of respondents who report using a mobile phone or the Internet to buy something online in the past year, rural (% age 15+)


Made a cash payment upon delivery for an online purchase (% age 15+)

The percentage of respondents who report using cash only to pay upon delivery for an online purchase.


Made a cash payment upon delivery for an online purchase (% of internet purchasers, age 15+)

Among respondents reporting making internet purchases, the percentage who report using cash only to pay upon delivery for an online purchase.


Made a digital online merchant payment for an online purchase (% age 15+)

The percentage of respondents who report using the internet to buy something online in the past year.


Made a digital online merchantpayment for an online purchase (% of internet purchasers, age 15+)

Among respondents reporting making internet purchases, the percentage who report using the internet to buy something online in the past year.


Made a digital online payment for an online purchase for the first time after COVID-19 started (% age 15+)

The percentage of respondents who report that they used the internet to buy something online for the first time after COVID-19 started.


Made a digital online payment for an online purchase for the first time after COVID-19 started (% of internet purchasers, age 15+)

Among respondents reporting making internet purchases, the percentage who report that they did so for the first time after COVID-19 started.


SMEs with at least one female owner with an outstanding loan or line of credit


SMEs with an outstanding loan or line of credit


Saved to start, operate, or expand a farm or business (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year to start, operate, or expand a farm or business.


Saved to start, operate, or expand a farm or business, female (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year to start, operate, or expand a farm or business, female (% age 15+)


Saved to start, operate, or expand a farm or business, urban (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year to start, operate, or expand a farm or business, urban (% age 15+)


Saved to start, operate, or expand a farm or business, out of labor force (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year to start, operate, or expand a farm or business, out of labor force (% age 15+)


Saved to start, operate, or expand a farm or business, in labor force (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year to start, operate, or expand a farm or business, in labor force (% age 15+)


Saved to start, operate, or expand a farm or business, male (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year to start, operate, or expand a farm or business, male (% age 15+)


Saved to start, operate, or expand a farm or business, young (% ages 15-24)

The percentage of respondents who report saving or setting aside any money in the past year to start, operate, or expand a farm or business, young (% ages 15-24)


Saved to start, operate, or expand a farm or business, older (% age 25+)

The percentage of respondents who report saving or setting aside any money in the past year to start, operate, or expand a farm or business, older (% age 25+)


Saved to start, operate, or expand a farm or business, primary education or less (% ages 15+)

The percentage of respondents who report saving or setting aside any money in the past year to start, operate, or expand a farm or business, primary education or less (% ages 15+)


Saved to start, operate, or expand a farm or business, secondary education or more (% ages 15+)

The percentage of respondents who report saving or setting aside any money in the past year to start, operate, or expand a farm or business, secondary education or more (% ages 15+)


Saved to start, operate, or expand a farm or business, income, poorest 40% (% ages 15+)

The percentage of respondents who report saving or setting aside any money in the past year to start, operate, or expand a farm or business, poorest 40% (% ages 15+)


Saved to start, operate, or expand a farm or business, income, richest 60% (% ages 15+)

The percentage of respondents who report saving or setting aside any money in the past year to start, operate, or expand a farm or business, richest 60% (% ages 15+)


Saved to start, operate, or expand a farm or business, rural (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year to start, operate, or expand a farm or business, rural (% age 15+)


SMEs with at least one female owner with an account at a formal financial institution


SMEs with an account at a formal financial institution


Saved for old age (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year for old age.


Saved for old age, female (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year for old age, female (% age 15+)


Saved for old age, urban (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year for old age, urban (% age 15+)


Saved for old age, out of labor force (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year for old age, out of labor force (% age 15+)


Saved for old age, in labor force (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year for old age, in labor force (% age 15+)


Saved for old age, male (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year for old age, male (% age 15+)


Saved for old age, young (% ages 15-24)

The percentage of respondents who report saving or setting aside any money in the past year for old age, young (% ages 15-24)


Saved for old age, older (% age 25+)

The percentage of respondents who report saving or setting aside any money in the past year for old age, older (% age 25+)


Saved for old age, primary education or less (% ages 15+)

The percentage of respondents who report saving or setting aside any money in the past year for old age, primary education or less (% ages 15+)


Saved for old age, secondary education or more (% ages 15+)

The percentage of respondents who report saving or setting aside any money in the past year for old age, secondary education or more (% ages 15+)


Saved for old age, income, poorest 40% (% ages 15+)

The percentage of respondents who report saving or setting aside any money in the past year for old age, poorest 40% (% ages 15+)


Saved for old age, income, richest 60% (% ages 15+)

The percentage of respondents who report saving or setting aside any money in the past year for old age, richest 60% (% ages 15+)


Saved for old age, rural (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year for old age, rural (% age 15+)


Saved for old age, income, poorest 40% (% age 15+)


Saved for old age, income, richest 60% (% age 15+)


Saved at a financial institution or using a mobile money account (% age 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution or using a mobile money account to save in the past year.


Saved at a financial institution or using a mobile money account, female (% age 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution or using a mobile money account to save in the past year, female (% age 15+)


Saved at a financial institution or using a mobile money account, urban (% age 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution or using a mobile money account to save in the past year, urban (% age 15+)


Saved at a financial institution or using a mobile money account, out of labor force (% age 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution or using a mobile money account to save in the past year, out of labor force (% age 15+)


Saved at a financial institution or using a mobile money account, in labor force (% age 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution or using a mobile money account to save in the past year, in labor force (% age 15+)


Saved at a financial institution or using a mobile money account, male (% age 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution or using a mobile money account to save in the past year, male (% age 15+)


Saved at a financial institution or using a mobile money account, young (% ages 15-24)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution or using a mobile money account to save in the past year, young (% ages 15-24)


Saved at a financial institution or using a mobile money account, older (% age 25+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution or using a mobile money account to save in the past year, older (% age 25+)


Saved at a financial institution or using a mobile money account, primary education or less (% ages 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution or using a mobile money account to save in the past year, primary education or less (% ages 15+)


Saved at a financial institution or using a mobile money account, secondary education or more (% ages 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution or using a mobile money account to save in the past year, secondary education or more (% ages 15+)


Saved at a financial institution or using a mobile money account, income, poorest 40% (% ages 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution or using a mobile money account to save in the past year, poorest 40% (% ages 15+)


Saved at a financial institution or using a mobile money account, income, richest 60% (% ages 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution or using a mobile money account to save in the past year, richest 60% (% ages 15+)


Saved at a financial institution or using a mobile money account, rural (% age 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution or using a mobile money account to save in the past year, rural (% age 15+)


Saved at a financial institution (% age 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution in the past year.


Saved at a financial institution, female (% age 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution in the past year, female (% age 15+)


Saved at a financial institution, urban (% age 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution in the past year, urban (% age 15+)


Saved at a financial institution, out of labor force (% age 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution in the past year, out of labor force (% age 15+)


Saved at a financial institution, in labor force (% age 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution in the past year, in labor force (% age 15+)


Saved at a financial institution, male (% age 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution in the past year, male (% age 15+)


Saved at a financial institution, young (% ages 15-24)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution in the past year, young (% ages 15-24)


Saved at a financial institution, older (% age 25+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution in the past year, older (% age 25+)


Saved at a financial institution, primary education or less (% ages 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution in the past year, primary education or less (% ages 15+)


Saved at a financial institution, secondary education or more (% ages 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution in the past year, secondary education or more (% ages 15+)


Saved at a financial institution, income, poorest 40% (% ages 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution in the past year, poorest 40% (% ages 15+)


Saved at a financial institution, income, richest 60% (% ages 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution in the past year, richest 60% (% ages 15+)


Saved at a financial institution, rural (% age 15+)

The percentage of respondents who report saving or setting aside any money at a bank or another type of financial institution in the past year, rural (% age 15+)


Saved at a financial institution, female  (% age 15+)


Saved at a financial institution, income, poorest 40% (% age 15+)


Saved at a financial institution, income, richest 60% (% age 15+)


Saved at a financial institution (% ages 15-34)


Saved at a financial institution (% ages 35-59)


Saved at a financial institution (% age 60+)


Saved money using a mobile money account (% age 15+)

The percentage of respondents who report saving money using a mobile money account.


Saved money using a mobile money account, female (% age 15+)

The percentage of respondents who report saving money using a mobile money account, female (% age 15+)


Saved money using a mobile money account, urban (% age 15+)

The percentage of respondents who report saving money using a mobile money account, urban (% age 15+)


Saved money using a mobile money account, out of labor force (% age 15+)

The percentage of respondents who report saving money using a mobile money account, out of labor force (% age 15+)


Saved money using a mobile money account, in labor force (% age 15+)

The percentage of respondents who report saving money using a mobile money account, in labor force (% age 15+)


Saved money using a mobile money account, male (% age 15+)

The percentage of respondents who report saving money using a mobile money account, male (% age 15+)


Saved money using a mobile money account, young (% ages 15-24)

The percentage of respondents who report saving money using a mobile money account, young (% ages 15-24)


Saved money using a mobile money account, older (% age 25+)

The percentage of respondents who report saving money using a mobile money account, older (% age 25+)


Saved money using a mobile money account, primary education or less (% ages 15+)

The percentage of respondents who report saving money using a mobile money account, primary education or less (% ages 15+)


Saved money using a mobile money account, secondary education or more (% ages 15+)

The percentage of respondents who report saving money using a mobile money account, secondary education or more (% ages 15+)


Saved money using a mobile money account, income, poorest 40% (% ages 15+)

The percentage of respondents who report saving money using a mobile money account, poorest 40% (% ages 15+)


Saved money using a mobile money account, income, richest 60% (% ages 15+)

The percentage of respondents who report saving money using a mobile money account, richest 60% (% ages 15+)


Saved money using a mobile money account, rural (% age 15+)

The percentage of respondents who report saving money using a mobile money account, rural (% age 15+)


Saved using a savings club or a person outside the family (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year by using an informal savings club or a person outside the family.


Saved using a savings club or a person outside the family, female (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year by using an informal savings club or a person outside the family, female (% age 15+)


Saved using a savings club or a person outside the family, urban (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year by using an informal savings club or a person outside the family, urban (% age 15+)


Saved using a savings club or a person outside the family, out of labor force (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year by using an informal savings club or a person outside the family, out of labor force (% age 15+)


Saved using a savings club or a person outside the family, in labor force (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year by using an informal savings club or a person outside the family, in labor force (% age 15+)


Saved using a savings club or a person outside the family, male (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year by using an informal savings club or a person outside the family, male (% age 15+)


Saved using a savings club or a person outside the family, young (% ages 15-24)

The percentage of respondents who report saving or setting aside any money in the past year by using an informal savings club or a person outside the family, young (% ages 15-24)


Saved using a savings club or a person outside the family, older (% age 25+)

The percentage of respondents who report saving or setting aside any money in the past year by using an informal savings club or a person outside the family, older (% age 25+)


Saved using a savings club or a person outside the family, primary education or less (% ages 15+)

The percentage of respondents who report saving or setting aside any money in the past year by using an informal savings club or a person outside the family, primary education or less (% ages 15+)


Saved using a savings club or a person outside the family, secondary education or more (% ages 15+)

The percentage of respondents who report saving or setting aside any money in the past year by using an informal savings club or a person outside the family, secondary education or more (% ages 15+)


Saved using a savings club or a person outside the family, income, poorest 40% (% ages 15+)

The percentage of respondents who report saving or setting aside any money in the past year by using an informal savings club or a person outside the family, poorest 40% (% ages 15+)


Saved using a savings club or a person outside the family, income, richest 60% (% ages 15+)

The percentage of respondents who report saving or setting aside any money in the past year by using an informal savings club or a person outside the family, richest 60% (% ages 15+)


Saved using a savings club or a person outside the family, rural (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year by using an informal savings club or a person outside the family, rural (% age 15+)


Saved for education or school fees (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year for education or school fees.


Saved for education or school fees, female (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year for education or school fees, female (% age 15+)


Saved for education or school fees, urban (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year for education or school fees, urban (% age 15+)


Saved for education or school fees, out of labor force (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year for education or school fees, out of labor force (% age 15+)


Saved for education or school fees, in labor force (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year for education or school fees, in labor force (% age 15+)


Saved for education or school fees, male (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year for education or school fees, male (% age 15+)


Saved for education or school fees, young (% ages 15-24)

The percentage of respondents who report saving or setting aside any money in the past year for education or school fees, young (% ages 15-24)


Saved for education or school fees, older (% age 25+)

The percentage of respondents who report saving or setting aside any money in the past year for education or school fees, older (% age 25+)


Saved for education or school fees, primary education or less (% ages 15+)

The percentage of respondents who report saving or setting aside any money in the past year for education or school fees, primary education or less (% ages 15+)


Saved for education or school fees, secondary education or more (% ages 15+)

The percentage of respondents who report saving or setting aside any money in the past year for education or school fees, secondary education or more (% ages 15+)


Saved for education or school fees, income, poorest 40% (% ages 15+)

The percentage of respondents who report saving or setting aside any money in the past year for education or school fees, poorest 40% (% ages 15+)


Saved for education or school fees, income, richest 60% (% ages 15+)

The percentage of respondents who report saving or setting aside any money in the past year for education or school fees, richest 60% (% ages 15+)


Saved for education or school fees, rural (% age 15+)

The percentage of respondents who report saving or setting aside any money in the past year for education or school fees, rural (% age 15+)


Saved any money in the past year (% age 15+)

Country Climate and Development Report (CCDR)

The percentage of respondents who report personally saving or setting aside any money for any reason and using any mode of saving in the past 12 months.


Has an outstanding housing loan (% age 15+)

The percentage of respondents who report having an outstanding loan (by themselves or together with someone else) from a bank or another type of financial institution to purchase a home, an apartment, or land.


Has an outstanding housing loan, female (% age 15+)

The percentage of respondents who report having an outstanding loan (by themselves or together with someone else) from a bank or another type of financial institution to purchase a home, an apartment, or land, female (% age 15+)


Has an outstanding housing loan, urban (% age 15+)

The percentage of respondents who report having an outstanding loan (by themselves or together with someone else) from a bank or another type of financial institution to purchase a home, an apartment, or land, urban (% age 15+)


Has an outstanding housing loan, out of labor force (% age 15+)

The percentage of respondents who report having an outstanding loan (by themselves or together with someone else) from a bank or another type of financial institution to purchase a home, an apartment, or land, out of labor force (% age 15+)


Has an outstanding housing loan, in labor force (% age 15+)

The percentage of respondents who report having an outstanding loan (by themselves or together with someone else) from a bank or another type of financial institution to purchase a home, an apartment, or land, in labor force (% age 15+)


Has an outstanding housing loan, male (% age 15+)

The percentage of respondents who report having an outstanding loan (by themselves or together with someone else) from a bank or another type of financial institution to purchase a home, an apartment, or land, male (% age 15+)


Has an outstanding housing loan, young (% ages 15-24)

The percentage of respondents who report having an outstanding loan (by themselves or together with someone else) from a bank or another type of financial institution to purchase a home, an apartment, or land, young (% ages 15-24)


Has an outstanding housing loan, older (% age 25+)

The percentage of respondents who report having an outstanding loan (by themselves or together with someone else) from a bank or another type of financial institution to purchase a home, an apartment, or land, older (% age 25+)


Has an outstanding housing loan, primary education or less (% ages 15+)

The percentage of respondents who report having an outstanding loan (by themselves or together with someone else) from a bank or another type of financial institution to purchase a home, an apartment, or land, primary education or less (% ages 15+)


Has an outstanding housing loan, secondary education or more (% ages 15+)

The percentage of respondents who report having an outstanding loan (by themselves or together with someone else) from a bank or another type of financial institution to purchase a home, an apartment, or land, secondary education or more (% ages 15+)


Has an outstanding housing loan, income, poorest 40% (% ages 15+)

The percentage of respondents who report having an outstanding loan (by themselves or together with someone else) from a bank or another type of financial institution to purchase a home, an apartment, or land, poorest 40% (% ages 15+)


Has an outstanding housing loan, income, richest 60% (% ages 15+)

The percentage of respondents who report having an outstanding loan (by themselves or together with someone else) from a bank or another type of financial institution to purchase a home, an apartment, or land, richest 60% (% ages 15+)


Has an outstanding housing loan, rural (% age 15+)

The percentage of respondents who report having an outstanding loan (by themselves or together with someone else) from a bank or another type of financial institution to purchase a home, an apartment, or land, rural (% age 15+)


Owns a debit or credit card (% age 15+)

The percentage of respondents who report having a debit or credit card.


Owns a debit or credit card, female (% age 15+)

The percentage of respondents who report having a debit or credit card, female (% age 15+)


Owns a debit or credit card, urban (% age 15+)

The percentage of respondents who report having a debit or credit card, urban (% age 15+)


Owns a debit or credit card, out of labor force (% age 15+)

The percentage of respondents who report having a debit or credit card, out of labor force (% age 15+)


Owns a debit or credit card, in labor force (% age 15+)

The percentage of respondents who report having a debit or credit card, in labor force (% age 15+)


Owns a debit or credit card, male (% age 15+)

The percentage of respondents who report having a debit or credit card, male (% age 15+)


Owns a debit or credit card, young (% ages 15-24)

The percentage of respondents who report having a debit or credit card, young (% ages 15-24)


Owns a debit or credit card, older (% age 25+)

The percentage of respondents who report having a debit or credit card, older (% age 25+)


Owns a debit or credit card, primary education or less (% ages 15+)

The percentage of respondents who report having a debit or credit card, primary education or less (% ages 15+)


Owns a debit or credit card, secondary education or more (% ages 15+)

The percentage of respondents who report having a debit or credit card, secondary education or more (% ages 15+)


Owns a debit or credit card, income, poorest 40% (% ages 15+)

The percentage of respondents who report having a debit or credit card, poorest 40% (% ages 15+)


Owns a debit or credit card, income, richest 60% (% ages 15+)

The percentage of respondents who report having a debit or credit card, richest 60% (% ages 15+)


Owns a debit or credit card, rural (% age 15+)

The percentage of respondents who report having a debit or credit card, rural (% age 15+)


Owns a debit card (% age 15+)

The percentage of respondents who report having a debit card.


Owns a debit card, female (% age 15+)

The percentage of respondents who report having a debit card, female (% age 15+)


Owns a debit card, urban (% age 15+)

The percentage of respondents who report having a debit card, urban (% age 15+)


Owns a debit card, out of labor force (% age 15+)

The percentage of respondents who report having a debit card, out of labor force (% age 15+)


Owns a debit card, in labor force (% age 15+)

The percentage of respondents who report having a debit card, in labor force (% age 15+)


Owns a debit card, male (% age 15+)

The percentage of respondents who report having a debit card, male (% age 15+)


Owns a debit card, young (% ages 15-24)

The percentage of respondents who report having a debit card, young (% ages 15-24)


Owns a debit card, older (% age 25+)

The percentage of respondents who report having a debit card, older (% age 25+)


Owns a debit card, primary education or less (% ages 15+)

The percentage of respondents who report having a debit card, primary education or less (% ages 15+)


Owns a debit card, secondary education or more (% ages 15+)

The percentage of respondents who report having a debit card, secondary education or more (% ages 15+)


Owns a debit card, income, poorest 40% (% ages 15+)

The percentage of respondents who report having a debit card, poorest 40% (% ages 15+)


Owns a debit card, income, richest 60% (% ages 15+)

The percentage of respondents who report having a debit card, richest 60% (% ages 15+)


Owns a debit card, rural (% age 15+)

The percentage of respondents who report having a debit card, rural (% age 15+)


Borrowed for health or medical purposes (% age 15+)

The percentage of respondents who report borrowing any money for health or medical purposes in the past year.


Borrowed for health or medical purposes, female (% age 15+)

The percentage of respondents who report borrowing any money for health or medical purposes in the past year, female (% age 15+)


Borrowed for health or medical purposes, urban (% age 15+)

The percentage of respondents who report borrowing any money for health or medical purposes in the past year, urban (% age 15+)


Borrowed for health or medical purposes, out of labor force (% age 15+)

The percentage of respondents who report borrowing any money for health or medical purposes in the past year, out of labor force (% age 15+)


Borrowed for health or medical purposes, in labor force (% age 15+)

The percentage of respondents who report borrowing any money for health or medical purposes in the past year, in labor force (% age 15+)


Borrowed for health or medical purposes, male (% age 15+)

The percentage of respondents who report borrowing any money for health or medical purposes in the past year, male (% age 15+)


Borrowed for health or medical purposes, young (% ages 15-24)

The percentage of respondents who report borrowing any money for health or medical purposes in the past year, young (% ages 15-24)


Borrowed for health or medical purposes, older (% age 25+)

The percentage of respondents who report borrowing any money for health or medical purposes in the past year, older (% age 25+)


Borrowed for health or medical purposes, primary education or less (% ages 15+)

The percentage of respondents who report borrowing any money for health or medical purposes in the past year, primary education or less (% ages 15+)


Borrowed for health or medical purposes, secondary education or more (% ages 15+)

The percentage of respondents who report borrowing any money for health or medical purposes in the past year, secondary education or more (% ages 15+)


Borrowed for health or medical purposes, income, poorest 40% (% ages 15+)

The percentage of respondents who report borrowing any money for health or medical purposes in the past year, poorest 40% (% ages 15+)


Borrowed for health or medical purposes, income, richest 60% (% ages 15+)

The percentage of respondents who report borrowing any money for health or medical purposes in the past year, richest 60% (% ages 15+)


Borrowed for health or medical purposes, rural (% age 15+)

The percentage of respondents who report borrowing any money for health or medical purposes in the past year, rural (% age 15+)


Borrowed to start, operate, or expand a farm or business (% age 15+)

The percentage of respondents who report borrowing any money to start, operate, or expand a farm or business in the past year.


Borrowed to start, operate, or expand a farm or business, female (% age 15+)

The percentage of respondents who report borrowing any money to start, operate, or expand a farm or business in the past year, female (% age 15+)


Borrowed to start, operate, or expand a farm or business, urban (% age 15+)

The percentage of respondents who report borrowing any money to start, operate, or expand a farm or business in the past year, urban (% age 15+)


Borrowed to start, operate, or expand a farm or business, out of labor force (% age 15+)

The percentage of respondents who report borrowing any money to start, operate, or expand a farm or business in the past year, out of labor force (% age 15+)


Borrowed to start, operate, or expand a farm or business, in labor force (% age 15+)

The percentage of respondents who report borrowing any money to start, operate, or expand a farm or business in the past year, in labor force (% age 15+)


Borrowed to start, operate, or expand a farm or business, male (% age 15+)

The percentage of respondents who report borrowing any money to start, operate, or expand a farm or business in the past year, male (% age 15+)


Borrowed to start, operate, or expand a farm or business, young (% ages 15-24)

The percentage of respondents who report borrowing any money to start, operate, or expand a farm or business in the past year, young (% ages 15-24)


Borrowed to start, operate, or expand a farm or business, older (% age 25+)

The percentage of respondents who report borrowing any money to start, operate, or expand a farm or business in the past year, older (% age 25+)


Borrowed to start, operate, or expand a farm or business, primary education or less (% ages 15+)

The percentage of respondents who report borrowing any money to start, operate, or expand a farm or business in the past year, primary education or less (% ages 15+)


Borrowed to start, operate, or expand a farm or business, secondary education or more (% ages 15+)

The percentage of respondents who report borrowing any money to start, operate, or expand a farm or business in the past year, secondary education or more (% ages 15+)


Borrowed to start, operate, or expand a farm or business, income, poorest 40% (% ages 15+)

The percentage of respondents who report borrowing any money to start, operate, or expand a farm or business in the past year, poorest 40% (% ages 15+)


Borrowed to start, operate, or expand a farm or business, income, richest 60% (% ages 15+)

The percentage of respondents who report borrowing any money to start, operate, or expand a farm or business in the past year, richest 60% (% ages 15+)


Borrowed to start, operate, or expand a farm or business, rural (% age 15+)

The percentage of respondents who report borrowing any money to start, operate, or expand a farm or business in the past year, rural (% age 15+)


Borrowed from a store by buying on credit (% age 15+)

The percentage of respondents who report borrowing any money from a store by using installment credit or buying on credit in the past year.


Borrowed from a store by buying on credit, female (% age 15+)

The percentage of respondents who report borrowing any money from a store by using installment credit or buying on credit in the past year, female (% age 15+)


Borrowed from a store by buying on credit, urban (% age 15+)

The percentage of respondents who report borrowing any money from a store by using installment credit or buying on credit in the past year, urban (% age 15+)


Borrowed from a store by buying on credit, out of labor force (% age 15+)

The percentage of respondents who report borrowing any money from a store by using installment credit or buying on credit in the past year, out of labor force (% age 15+)


Borrowed from a store by buying on credit, in labor force (% age 15+)

The percentage of respondents who report borrowing any money from a store by using installment credit or buying on credit in the past year, in labor force (% age 15+)


Borrowed from a store by buying on credit, male (% age 15+)

The percentage of respondents who report borrowing any money from a store by using installment credit or buying on credit in the past year, male (% age 15+)


Borrowed from a store by buying on credit, young (% ages 15-24)

The percentage of respondents who report borrowing any money from a store by using installment credit or buying on credit in the past year, young (% ages 15-24)


Borrowed from a store by buying on credit, older (% age 25+)

The percentage of respondents who report borrowing any money from a store by using installment credit or buying on credit in the past year, older (% age 25+)


Borrowed from a store by buying on credit, primary education or less (% ages 15+)

The percentage of respondents who report borrowing any money from a store by using installment credit or buying on credit in the past year, primary education or less (% ages 15+)


Borrowed from a store by buying on credit, secondary education or more (% ages 15+)

The percentage of respondents who report borrowing any money from a store by using installment credit or buying on credit in the past year, secondary education or more (% ages 15+)


Borrowed from a store by buying on credit, income, poorest 40% (% ages 15+)

The percentage of respondents who report borrowing any money from a store by using installment credit or buying on credit in the past year, poorest 40% (% ages 15+)


Borrowed from a store by buying on credit, income, richest 60% (% ages 15+)

The percentage of respondents who report borrowing any money from a store by using installment credit or buying on credit in the past year, richest 60% (% ages 15+)


Borrowed from a store by buying on credit, rural (% age 15+)

The percentage of respondents who report borrowing any money from a store by using installment credit or buying on credit in the past year, rural (% age 15+)


Borrowed for education or school fees (% age 15+)

The percentage of respondents who report borrowing any money for education or school fees in the past year.


Borrowed for education or school fees, female (% age 15+)

The percentage of respondents who report borrowing any money for education or school fees in the past year, female (% age 15+)


Borrowed for education or school fees, urban (% age 15+)

The percentage of respondents who report borrowing any money for education or school fees in the past year, urban (% age 15+)


Borrowed for education or school fees, out of labor force (% age 15+)

The percentage of respondents who report borrowing any money for education or school fees in the past year, out of labor force (% age 15+)


Borrowed for education or school fees, in labor force (% age 15+)

The percentage of respondents who report borrowing any money for education or school fees in the past year, in labor force (% age 15+)


Borrowed for education or school fees, male (% age 15+)

The percentage of respondents who report borrowing any money for education or school fees in the past year, male (% age 15+)


Borrowed for education or school fees, young (% ages 15-24)

The percentage of respondents who report borrowing any money for education or school fees in the past year, young (% ages 15-24)


Borrowed for education or school fees, older (% age 25+)

The percentage of respondents who report borrowing any money for education or school fees in the past year, older (% age 25+)


Borrowed for education or school fees, primary education or less (% ages 15+)

The percentage of respondents who report borrowing any money for education or school fees in the past year, primary education or less (% ages 15+)


Borrowed for education or school fees, secondary education or more (% ages 15+)

The percentage of respondents who report borrowing any money for education or school fees in the past year, secondary education or more (% ages 15+)


Borrowed for education or school fees, income, poorest 40% (% ages 15+)

The percentage of respondents who report borrowing any money for education or school fees in the past year, poorest 40% (% ages 15+)


Borrowed for education or school fees, income, richest 60% (% ages 15+)

The percentage of respondents who report borrowing any money for education or school fees in the past year, richest 60% (% ages 15+)


Borrowed for education or school fees, rural (% age 15+)

The percentage of respondents who report borrowing any money for education or school fees in the past year, rural (% age 15+)


Borrowed any money from a formal financial institution or using a mobile money account (% age 15+)

The percentage of respondents who report borrowing any money from a bank or another type of financial institution, or using a credit card, or using a mobile money account in the past year.


Borrowed any money from a formal financial institution or using a mobile money account, female (% age 15+)

The percentage of respondents who report borrowing any money from a bank or another type of financial institution, or using a credit card, or using a mobile money account in the past year, female (% age 15+)


Borrowed any money from a formal financial institution or using a mobile money account, urban (% age 15+)

The percentage of respondents who report borrowing any money from a bank or another type of financial institution, or using a credit card, or using a mobile money account in the past year, urban (% age 15+)


Borrowed any money from a formal financial institution or using a mobile money account, out of labor force (% age 15+)

The percentage of respondents who report borrowing any money from a bank or another type of financial institution, or using a credit card, or using a mobile money account in the past year, out of labor force (% age 15+)


Borrowed any money from a formal financial institution or using a mobile money account, in labor force (% age 15+)

The percentage of respondents who report borrowing any money from a bank or another type of financial institution, or using a credit card, or using a mobile money account in the past year, in labor force (% age 15+)


Borrowed any money from a formal financial institution or using a mobile money account, male (% age 15+)

The percentage of respondents who report borrowing any money from a bank or another type of financial institution, or using a credit card, or using a mobile money account in the past year, male (% age 15+)


Borrowed any money from a formal financial institution or using a mobile money account, young (% ages 15-24)

The percentage of respondents who report borrowing any money from a bank or another type of financial institution, or using a credit card, or using a mobile money account in the past year, young (% ages 15-24)


Borrowed any money from a formal financial institution or using a mobile money account, older (% age 25+)

The percentage of respondents who report borrowing any money from a bank or another type of financial institution, or using a credit card, or using a mobile money account in the past year, older (% age 25+)


Borrowed any money from a formal financial institution or using a mobile money account, primary education or less (% ages 15+)

The percentage of respondents who report borrowing any money from a bank or another type of financial institution, or using a credit card, or using a mobile money account in the past year, primary education or less (% ages 15+)


Borrowed any money from a formal financial institution or using a mobile money account, secondary education or more (% ages 15+)

The percentage of respondents who report borrowing any money from a bank or another type of financial institution, or using a credit card, or using a mobile money account in the past year, secondary education or more (% ages 15+)


Borrowed any money from a formal financial institution or using a mobile money account, income, poorest 40% (% ages 15+)

The percentage of respondents who report borrowing any money from a bank or another type of financial institution, or using a credit card, or using a mobile money account in the past year, poorest 40% (% ages 15+)