Article 117, par.1 (c),(d) of Law 4972/2022 clarifies that any creditor linked to the Register, with whom the subject of the financial behaviour data has a dept or has applied for credit, has access to the Register. The Act of the Governor of Greece specifies the procedure for the practical implementation of the Register. For an unofficial version of Law 4972/2022, use this link: https://www.taxheaven.gr/law/4972/2022