No cost-sharing for GP care and district nursing care (home care).  To visit a GP is completely free (no deductible system). In case the GP performs additional care (for example laboratory tests) the deductible system applies. Most physiotherapy is not included in basic benefit package, except for a physiotherapy for patients with specific chronic conditions. These patients have to pay for the first 21 sessions out-of-pocket (or they can cover these payments through supplementary insurance). If a patient has paid 21 sessions out-of-pocket in a given year and continues his treatment the next year, he/she does not have to pay for the sessions out-of-pocket.