● There is an insurance system intended for people aged 75 and over, or people over 65 and under 75 years of age and with a disability. Its independent financial structure consists of 50% by general revenue, 40% by insurance premiums from working generations and 10% by insurance premiums from the elderly. ● There is a system for people with disabilities that aims to reduce copayment concerning medical service for their physical disabilities and mental disorders. The amount of copayment per month is set depending on household income etc. and the amount is limited by 10% of the costs required for the medical payment. The financial resources of this system are provided 50% by the central government and 50% by the local governments (prefectures).