The deductible system does not apply in its entirety to children, for them all care that is included in basic benefits + dentistry and some other auxiliary services are free at point of care.  Some care is excluded from the deductible system. For example, care during pregnancy and giving birth.  Besides the deductible system for some kind of care there are copayments. They can differ (% of the costs, costs above a certain threshold or a fixed amount).