{"columns":[{"name":"indicator_id","type":"string"},{"name":"indicator_name","type":"string"},{"name":"country_id","type":"string"},{"name":"country_name","type":"string"},{"name":"countryiso3code","type":"string"},{"name":"date","type":"int64"},{"name":"value","type":"double"},{"name":"unit","type":"string"},{"name":"obs_status","type":"string"},{"name":"decimal","type":"int64"}],"n_rows":1044,"rows_kept":1044,"cut":false,"text_format":"parquet-jsonl-2026-10-02","bounds":{"document_bytes":16777216,"package_text_limit_bytes":33554432,"package_text_slack_bytes":1024,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096,"vector_min":64,"vector_head_fixed":16,"vector_head_variable":64,"kv_value_chars":1048576,"nesting_max":64,"binary_text":true},"cells_cut":0,"cells_bad_utf8":0,"cells_raw":0,"cells_binary":0,"cells_binary_text":0,"cells_vector":0,"n_row_groups":1,"reader":"pyarrow 23.0.1, python 3.13","created_by":"DuckDB version v1.2.2 (build 7c039464e4)","schema":{"fields":[{"name":"indicator_id","type":"string","nullable":true,"metadata":null,"children":null},{"name":"indicator_name","type":"string","nullable":true,"metadata":null,"children":null},{"name":"country_id","type":"string","nullable":true,"metadata":null,"children":null},{"name":"country_name","type":"string","nullable":true,"metadata":null,"children":null},{"name":"countryiso3code","type":"string","nullable":true,"metadata":null,"children":null},{"name":"date","type":"int64","nullable":true,"metadata":null,"children":null},{"name":"value","type":"double","nullable":true,"metadata":null,"children":null},{"name":"unit","type":"string","nullable":true,"metadata":null,"children":null},{"name":"obs_status","type":"string","nullable":true,"metadata":null,"children":null},{"name":"decimal","type":"int64","nullable":true,"metadata":null,"children":null}],"parquet":"required group field_id=-1 duckdb_schema {\n  optional binary field_id=-1 indicator_id (String);\n  optional binary field_id=-1 indicator_name (String);\n  optional binary field_id=-1 country_id (String);\n  optional binary field_id=-1 country_name (String);\n  optional binary field_id=-1 countryiso3code (String);\n  optional int64 field_id=-1 date (Int(bitWidth=64, isSigned=true));\n  optional double field_id=-1 value;\n  optional binary field_id=-1 unit (String);\n  optional binary field_id=-1 obs_status (String);\n  optional int64 field_id=-1 decimal (Int(bitWidth=64, isSigned=true));\n}\n"},"kv_metadata":[]}
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","EAP","East Asia & Pacific (excluding high income)",null,2024,7.24163367223514,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","EAP","East Asia & Pacific (excluding high income)",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","EAP","East Asia & Pacific (excluding high income)",null,2021,7.21491533257913,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","EAP","East Asia & Pacific (excluding high income)",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","EAP","East Asia & Pacific (excluding high income)",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","EAP","East Asia & Pacific (excluding high income)",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ECA","Europe & Central Asia (excluding high income)",null,2024,11.3801066991712,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ECA","Europe & Central Asia (excluding high income)",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ECA","Europe & Central Asia (excluding high income)",null,2021,16.623933742921,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ECA","Europe & Central Asia (excluding high income)",null,2017,11.5943804407288,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ECA","Europe & Central Asia (excluding high income)",null,2014,9.12236353160755,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ECA","Europe & Central Asia (excluding high income)",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HIC","High income",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HIC","High income",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HIC","High income",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HIC","High income",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HIC","High income",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HIC","High income",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LAC","Latin America & Caribbean (excluding high income)",null,2024,12.2764389960196,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LAC","Latin America & Caribbean (excluding high income)",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LAC","Latin America & Caribbean (excluding high income)",null,2021,14.9829668717804,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LAC","Latin America & Caribbean (excluding high income)",null,2017,7.67053533020289,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LAC","Latin America & Caribbean (excluding high income)",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LAC","Latin America & Caribbean (excluding high income)",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LMY","Low & middle income",null,2024,5.37359524152537,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LMY","Low & middle income",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LMY","Low & middle income",null,2021,5.83515227641095,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LMY","Low & middle income",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LMY","Low & middle income",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LMY","Low & middle income",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LIC","Low income",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LIC","Low income",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LIC","Low income",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LIC","Low income",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LIC","Low income",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LIC","Low income",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LMC","Lower middle income",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LMC","Lower middle income",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LMC","Lower middle income",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LMC","Lower middle income",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LMC","Lower middle income",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LMC","Lower middle income",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MNA","Middle East & North Africa (excluding high income)",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MNA","Middle East & North Africa (excluding high income)",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MNA","Middle East & North Africa (excluding high income)",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MNA","Middle East & North Africa (excluding high income)",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MNA","Middle East & North Africa (excluding high income)",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MNA","Middle East & North Africa (excluding high income)",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SAS","South Asia",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SAS","South Asia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SAS","South Asia",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SAS","South Asia",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SAS","South Asia",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SAS","South Asia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SSA","Sub-Saharan Africa (excluding high income)",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SSA","Sub-Saharan Africa (excluding high income)",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SSA","Sub-Saharan Africa (excluding high income)",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SSA","Sub-Saharan Africa (excluding high income)",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SSA","Sub-Saharan Africa (excluding high income)",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SSA","Sub-Saharan Africa (excluding high income)",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UMC","Upper middle income",null,2024,11.9949177584767,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UMC","Upper middle income",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UMC","Upper middle income",null,2021,17.0101564037342,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UMC","Upper middle income",null,2017,14.863828927844,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UMC","Upper middle income",null,2014,7.79259139275886,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UMC","Upper middle income",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","WLD","World",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","WLD","World",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","WLD","World",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","WLD","World",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","WLD","World",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","WLD","World",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AFG","Afghanistan",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AFG","Afghanistan",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AFG","Afghanistan",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AFG","Afghanistan",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AFG","Afghanistan",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AFG","Afghanistan",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ALB","Albania",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ALB","Albania",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ALB","Albania",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ALB","Albania",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ALB","Albania",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ALB","Albania",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DZA","Algeria",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DZA","Algeria",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DZA","Algeria",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DZA","Algeria",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DZA","Algeria",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DZA","Algeria",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AGO","Angola",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AGO","Angola",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AGO","Angola",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AGO","Angola",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AGO","Angola",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AGO","Angola",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ARG","Argentina",null,2024,7.74558784106159,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ARG","Argentina",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ARG","Argentina",null,2021,8.0662511461355,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ARG","Argentina",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ARG","Argentina",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ARG","Argentina",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ARM","Armenia",null,2024,9.35805612521722,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ARM","Armenia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ARM","Armenia",null,2021,21.1857165588977,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ARM","Armenia",null,2017,9.08727418816127,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ARM","Armenia",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ARM","Armenia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AUS","Australia",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AUS","Australia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AUS","Australia",null,2021,34.7143108776549,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AUS","Australia",null,2017,33.1167384543918,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AUS","Australia",null,2014,56.4821731390438,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AUS","Australia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AUT","Austria",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AUT","Austria",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AUT","Austria",null,2021,67.3463858030062,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AUT","Austria",null,2017,80.7487414300014,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AUT","Austria",null,2014,59.1910327204247,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AUT","Austria",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AZE","Azerbaijan",null,2024,5.24764637442312,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AZE","Azerbaijan",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AZE","Azerbaijan",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AZE","Azerbaijan",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AZE","Azerbaijan",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","AZE","Azerbaijan",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BHR","Bahrain",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BHR","Bahrain",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BHR","Bahrain",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BHR","Bahrain",null,2017,21.4969010594026,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BHR","Bahrain",null,2014,10.0710724707881,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BHR","Bahrain",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BGD","Bangladesh",null,2024,10.5820526007445,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BGD","Bangladesh",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BGD","Bangladesh",null,2021,14.156357977237,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BGD","Bangladesh",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BGD","Bangladesh",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BGD","Bangladesh",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BLR","Belarus",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BLR","Belarus",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BLR","Belarus",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BLR","Belarus",null,2017,2.93227126197124,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BLR","Belarus",null,2014,5.66252181472262,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BLR","Belarus",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BEL","Belgium",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BEL","Belgium",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BEL","Belgium",null,2021,61.5206706553162,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BEL","Belgium",null,2017,71.4183294840909,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BEL","Belgium",null,2014,59.119564499323,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BEL","Belgium",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BLZ","Belize",null,2024,10.0593714736691,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BLZ","Belize",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BLZ","Belize",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BLZ","Belize",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BLZ","Belize",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BLZ","Belize",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BEN","Benin",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BEN","Benin",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BEN","Benin",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BEN","Benin",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BEN","Benin",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BEN","Benin",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BTN","Bhutan",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BTN","Bhutan",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BTN","Bhutan",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BTN","Bhutan",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BTN","Bhutan",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BTN","Bhutan",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BOL","Bolivia",null,2024,16.8465479093391,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BOL","Bolivia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BOL","Bolivia",null,2021,25.7894025379008,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BOL","Bolivia",null,2017,17.1888964202866,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BOL","Bolivia",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BOL","Bolivia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BIH","Bosnia and Herzegovina",null,2024,13.6647531920241,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BIH","Bosnia and Herzegovina",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BIH","Bosnia and Herzegovina",null,2021,8.70202312386174,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BIH","Bosnia and Herzegovina",null,2017,5.1976760064061,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BIH","Bosnia and Herzegovina",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BIH","Bosnia and Herzegovina",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BWA","Botswana",null,2024,3.43289876904462,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BWA","Botswana",null,2022,5.11200395038357,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BWA","Botswana",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BWA","Botswana",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BWA","Botswana",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BWA","Botswana",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BRA","Brazil",null,2024,22.2804112282651,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BRA","Brazil",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BRA","Brazil",null,2021,27.1298596805139,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BRA","Brazil",null,2017,11.2213330938347,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BRA","Brazil",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BRA","Brazil",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BGR","Bulgaria",null,2024,6.6250168362788,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BGR","Bulgaria",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BGR","Bulgaria",null,2021,23.2709056705381,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BGR","Bulgaria",null,2017,3.14293707623676,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BGR","Bulgaria",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BGR","Bulgaria",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BFA","Burkina Faso",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BFA","Burkina Faso",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BFA","Burkina Faso",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BFA","Burkina Faso",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BFA","Burkina Faso",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BFA","Burkina Faso",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BDI","Burundi",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BDI","Burundi",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BDI","Burundi",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BDI","Burundi",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BDI","Burundi",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","BDI","Burundi",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KHM","Cambodia",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KHM","Cambodia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KHM","Cambodia",null,2021,14.7192561687661,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KHM","Cambodia",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KHM","Cambodia",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KHM","Cambodia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CMR","Cameroon",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CMR","Cameroon",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CMR","Cameroon",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CMR","Cameroon",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CMR","Cameroon",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CMR","Cameroon",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CAN","Canada",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CAN","Canada",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CAN","Canada",null,2021,44.9213895274799,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CAN","Canada",null,2017,65.4478568907334,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CAN","Canada",null,2014,46.5725414120036,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CAN","Canada",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CAF","Central African Republic",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CAF","Central African Republic",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CAF","Central African Republic",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CAF","Central African Republic",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CAF","Central African Republic",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CAF","Central African Republic",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TCD","Chad",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TCD","Chad",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TCD","Chad",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TCD","Chad",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TCD","Chad",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TCD","Chad",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CHL","Chile",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CHL","Chile",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CHL","Chile",null,2021,12.2360491816511,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CHL","Chile",null,2017,6.38855693920422,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CHL","Chile",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CHL","Chile",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CHN","China",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CHN","China",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CHN","China",null,2021,17.8138990905225,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CHN","China",null,2017,17.0829261068599,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CHN","China",null,2014,9.31882106744688,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CHN","China",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COL","Colombia",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COL","Colombia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COL","Colombia",null,2021,13.8731380114068,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COL","Colombia",null,2017,7.05188905444605,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COL","Colombia",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COL","Colombia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COM","Comoros",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COM","Comoros",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COM","Comoros",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COM","Comoros",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COM","Comoros",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COM","Comoros",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COD","Congo, Dem. Rep.",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COD","Congo, Dem. Rep.",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COD","Congo, Dem. Rep.",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COD","Congo, Dem. Rep.",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COD","Congo, Dem. Rep.",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COD","Congo, Dem. Rep.",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COG","Congo, Rep.",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COG","Congo, Rep.",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COG","Congo, Rep.",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COG","Congo, Rep.",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COG","Congo, Rep.",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","COG","Congo, Rep.",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CRI","Costa Rica",null,2024,9.88896960053,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CRI","Costa Rica",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CRI","Costa Rica",null,2021,8.76886335253928,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CRI","Costa Rica",null,2017,13.0844263887528,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CRI","Costa Rica",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CRI","Costa Rica",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CIV","Cote d'Ivoire",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CIV","Cote d'Ivoire",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CIV","Cote d'Ivoire",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CIV","Cote d'Ivoire",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CIV","Cote d'Ivoire",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CIV","Cote d'Ivoire",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HRV","Croatia",null,2024,26.7502470309129,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HRV","Croatia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HRV","Croatia",null,2021,18.9171443019702,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HRV","Croatia",null,2017,21.3285702315745,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HRV","Croatia",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HRV","Croatia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CYP","Cyprus",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CYP","Cyprus",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CYP","Cyprus",null,2021,17.319472397815,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CYP","Cyprus",null,2017,26.7119303727612,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CYP","Cyprus",null,2014,29.6721438884555,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CYP","Cyprus",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CZE","Czechia",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CZE","Czechia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CZE","Czechia",null,2021,27.9037679770638,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CZE","Czechia",null,2017,11.8946640332326,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CZE","Czechia",null,2014,16.5693021668486,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CZE","Czechia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DNK","Denmark",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DNK","Denmark",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DNK","Denmark",null,2021,46.8720699174391,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DNK","Denmark",null,2017,55.8071527477144,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DNK","Denmark",null,2014,72.6984677621026,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DNK","Denmark",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DJI","Djibouti",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DJI","Djibouti",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DJI","Djibouti",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DJI","Djibouti",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DJI","Djibouti",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DJI","Djibouti",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DOM","Dominican Republic",null,2024,5.61104277415178,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DOM","Dominican Republic",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DOM","Dominican Republic",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DOM","Dominican Republic",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DOM","Dominican Republic",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DOM","Dominican Republic",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ECU","Ecuador",null,2024,7.77002381254643,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ECU","Ecuador",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ECU","Ecuador",null,2021,16.3347920175221,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ECU","Ecuador",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ECU","Ecuador",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ECU","Ecuador",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","EGY","Egypt, Arab Rep.",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","EGY","Egypt, Arab Rep.",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","EGY","Egypt, Arab Rep.",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","EGY","Egypt, Arab Rep.",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","EGY","Egypt, Arab Rep.",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","EGY","Egypt, Arab Rep.",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SLV","El Salvador",null,2024,9.28971387479264,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SLV","El Salvador",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SLV","El Salvador",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SLV","El Salvador",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SLV","El Salvador",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SLV","El Salvador",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","EST","Estonia",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","EST","Estonia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","EST","Estonia",null,2021,48.5377924679826,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","EST","Estonia",null,2017,53.322307771315,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","EST","Estonia",null,2014,50.6351632862847,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","EST","Estonia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SWZ","Eswatini",null,2024,6.37326558135397,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SWZ","Eswatini",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SWZ","Eswatini",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SWZ","Eswatini",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SWZ","Eswatini",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SWZ","Eswatini",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ETH","Ethiopia",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ETH","Ethiopia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ETH","Ethiopia",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ETH","Ethiopia",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ETH","Ethiopia",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ETH","Ethiopia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","FIN","Finland",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","FIN","Finland",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","FIN","Finland",null,2021,61.4366458631805,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","FIN","Finland",null,2017,74.715300591143,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","FIN","Finland",null,2014,80.0941687505256,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","FIN","Finland",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","FRA","France",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","FRA","France",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","FRA","France",null,2021,72.9614633982388,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","FRA","France",null,2017,45.5272766814991,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","FRA","France",null,2014,50.1203924724837,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","FRA","France",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GAB","Gabon",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GAB","Gabon",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GAB","Gabon",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GAB","Gabon",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GAB","Gabon",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GAB","Gabon",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GMB","Gambia, The",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GMB","Gambia, The",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GMB","Gambia, The",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GMB","Gambia, The",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GMB","Gambia, The",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GMB","Gambia, The",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GEO","Georgia",null,2024,9.58655841825113,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GEO","Georgia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GEO","Georgia",null,2021,2.39294925906922,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GEO","Georgia",null,2017,5.13972914269411,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GEO","Georgia",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GEO","Georgia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DEU","Germany",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DEU","Germany",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DEU","Germany",null,2021,87.7286128810952,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DEU","Germany",null,2017,54.0533146511065,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DEU","Germany",null,2014,76.4246424723497,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","DEU","Germany",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GHA","Ghana",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GHA","Ghana",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GHA","Ghana",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GHA","Ghana",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GHA","Ghana",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GHA","Ghana",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GRC","Greece",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GRC","Greece",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GRC","Greece",null,2021,57.121533732545,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GRC","Greece",null,2017,13.7384708390001,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GRC","Greece",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GRC","Greece",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GTM","Guatemala",null,2024,10.2502120589339,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GTM","Guatemala",null,2022,9.09187926554471,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GTM","Guatemala",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GTM","Guatemala",null,2017,16.4913894853627,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GTM","Guatemala",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GTM","Guatemala",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GIN","Guinea",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GIN","Guinea",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GIN","Guinea",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GIN","Guinea",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GIN","Guinea",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GIN","Guinea",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HTI","Haiti",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HTI","Haiti",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HTI","Haiti",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HTI","Haiti",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HTI","Haiti",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HTI","Haiti",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HND","Honduras",null,2024,11.7383185834318,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HND","Honduras",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HND","Honduras",null,2021,10.7663983333265,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HND","Honduras",null,2017,13.6584657468531,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HND","Honduras",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HND","Honduras",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HKG","Hong Kong SAR, China",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HKG","Hong Kong SAR, China",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HKG","Hong Kong SAR, China",null,2021,26.5030895736917,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HKG","Hong Kong SAR, China",null,2017,23.7055916811073,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HKG","Hong Kong SAR, China",null,2014,26.5133761349547,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HKG","Hong Kong SAR, China",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HUN","Hungary",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HUN","Hungary",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HUN","Hungary",null,2021,17.3066665116685,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HUN","Hungary",null,2017,11.0452351600676,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HUN","Hungary",null,2014,15.5766298919607,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","HUN","Hungary",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ISL","Iceland",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ISL","Iceland",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ISL","Iceland",null,2021,49.5010083479396,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ISL","Iceland",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ISL","Iceland",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ISL","Iceland",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IND","India",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IND","India",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IND","India",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IND","India",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IND","India",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IND","India",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IDN","Indonesia",null,2024,3.86488277740142,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IDN","Indonesia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IDN","Indonesia",null,2021,7.2542491450588,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IDN","Indonesia",null,2017,9.6949788150661,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IDN","Indonesia",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IDN","Indonesia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IRN","Iran, Islamic Rep.",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IRN","Iran, Islamic Rep.",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IRN","Iran, Islamic Rep.",null,2021,28.2939945691584,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IRN","Iran, Islamic Rep.",null,2017,33.2650804447178,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IRN","Iran, Islamic Rep.",null,2014,27.7259290302218,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IRN","Iran, Islamic Rep.",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IRQ","Iraq",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IRQ","Iraq",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IRQ","Iraq",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IRQ","Iraq",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IRQ","Iraq",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IRQ","Iraq",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IRL","Ireland",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IRL","Ireland",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IRL","Ireland",null,2021,60.4396763657204,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IRL","Ireland",null,2017,43.3715094924928,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IRL","Ireland",null,2014,34.1578927573493,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","IRL","Ireland",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ISR","Israel",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ISR","Israel",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ISR","Israel",null,2021,21.6051805342254,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ISR","Israel",null,2017,64.8336914425728,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ISR","Israel",null,2014,2.11451327410893,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ISR","Israel",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ITA","Italy",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ITA","Italy",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ITA","Italy",null,2021,66.7201073745272,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ITA","Italy",null,2017,43.3159869832003,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ITA","Italy",null,2014,32.9713977588094,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ITA","Italy",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","JAM","Jamaica",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","JAM","Jamaica",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","JAM","Jamaica",null,2021,8.72614948910075,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","JAM","Jamaica",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","JAM","Jamaica",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","JAM","Jamaica",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","JPN","Japan",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","JPN","Japan",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","JPN","Japan",null,2021,46.7114313840177,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","JPN","Japan",null,2017,44.9948385762779,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","JPN","Japan",null,2014,37.6463640353244,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","JPN","Japan",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","JOR","Jordan",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","JOR","Jordan",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","JOR","Jordan",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","JOR","Jordan",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","JOR","Jordan",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","JOR","Jordan",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KAZ","Kazakhstan",null,2024,6.11744095299438,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KAZ","Kazakhstan",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KAZ","Kazakhstan",null,2021,16.0906097127507,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KAZ","Kazakhstan",null,2017,7.73854900340385,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KAZ","Kazakhstan",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KAZ","Kazakhstan",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KEN","Kenya",null,2024,5.15317824867613,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KEN","Kenya",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KEN","Kenya",null,2021,5.39672948821922,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KEN","Kenya",null,2017,3.35621182457096,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KEN","Kenya",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KEN","Kenya",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KOR","Korea, Rep.",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KOR","Korea, Rep.",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KOR","Korea, Rep.",null,2021,68.1524388337536,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KOR","Korea, Rep.",null,2017,56.9022954320166,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KOR","Korea, Rep.",null,2014,54.01554359626,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KOR","Korea, Rep.",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","XKX","Kosovo",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","XKX","Kosovo",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","XKX","Kosovo",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","XKX","Kosovo",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","XKX","Kosovo",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","XKX","Kosovo",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KWT","Kuwait",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KWT","Kuwait",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KWT","Kuwait",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KWT","Kuwait",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KWT","Kuwait",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KWT","Kuwait",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KGZ","Kyrgyz Republic",null,2024,9.28732025348804,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KGZ","Kyrgyz Republic",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KGZ","Kyrgyz Republic",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KGZ","Kyrgyz Republic",null,2017,8.69304408940709,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KGZ","Kyrgyz Republic",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","KGZ","Kyrgyz Republic",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LAO","Lao PDR",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LAO","Lao PDR",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LAO","Lao PDR",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LAO","Lao PDR",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LAO","Lao PDR",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LAO","Lao PDR",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LVA","Latvia",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LVA","Latvia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LVA","Latvia",null,2021,40.8138705376347,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LVA","Latvia",null,2017,30.693959894399,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LVA","Latvia",null,2014,16.832366091605,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LVA","Latvia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LBN","Lebanon",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LBN","Lebanon",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LBN","Lebanon",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LBN","Lebanon",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LBN","Lebanon",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LBN","Lebanon",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LSO","Lesotho",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LSO","Lesotho",null,2022,10.0575242323944,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LSO","Lesotho",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LSO","Lesotho",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LSO","Lesotho",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LSO","Lesotho",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LBR","Liberia",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LBR","Liberia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LBR","Liberia",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LBR","Liberia",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LBR","Liberia",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LBR","Liberia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LBY","Libya",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LBY","Libya",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LBY","Libya",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LBY","Libya",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LBY","Libya",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LBY","Libya",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LTU","Lithuania",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LTU","Lithuania",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LTU","Lithuania",null,2021,17.6607464226275,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LTU","Lithuania",null,2017,16.1944000323879,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LTU","Lithuania",null,2014,3.39379121102703,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LTU","Lithuania",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LUX","Luxembourg",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LUX","Luxembourg",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LUX","Luxembourg",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LUX","Luxembourg",null,2017,57.0199466736427,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LUX","Luxembourg",null,2014,54.9628535292419,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LUX","Luxembourg",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MDG","Madagascar",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MDG","Madagascar",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MDG","Madagascar",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MDG","Madagascar",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MDG","Madagascar",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MDG","Madagascar",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MWI","Malawi",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MWI","Malawi",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MWI","Malawi",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MWI","Malawi",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MWI","Malawi",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MWI","Malawi",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MYS","Malaysia",null,2024,7.68468257479575,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MYS","Malaysia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MYS","Malaysia",null,2021,8.58642490218143,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MYS","Malaysia",null,2017,19.5787576532797,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MYS","Malaysia",null,2014,3.0769391743135,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MYS","Malaysia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MDV","Maldives",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MDV","Maldives",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MDV","Maldives",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MDV","Maldives",null,2017,8.67382513991396,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MDV","Maldives",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MDV","Maldives",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MLI","Mali",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MLI","Mali",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MLI","Mali",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MLI","Mali",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MLI","Mali",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MLI","Mali",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MLT","Malta",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MLT","Malta",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MLT","Malta",null,2021,28.785942640201,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MLT","Malta",null,2017,17.7445207670986,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MLT","Malta",null,2014,15.44912905635,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MLT","Malta",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MRT","Mauritania",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MRT","Mauritania",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MRT","Mauritania",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MRT","Mauritania",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MRT","Mauritania",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MRT","Mauritania",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MUS","Mauritius",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MUS","Mauritius",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MUS","Mauritius",null,2021,5.25213958419092,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MUS","Mauritius",null,2017,7.12765245731569,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MUS","Mauritius",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MUS","Mauritius",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MEX","Mexico",null,2024,4.08406159137916,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MEX","Mexico",null,2022,3.91068889155526,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MEX","Mexico",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MEX","Mexico",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MEX","Mexico",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MEX","Mexico",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MDA","Moldova",null,2024,15.1443043970396,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MDA","Moldova",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MDA","Moldova",null,2021,6.26213759537986,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MDA","Moldova",null,2017,2.7565235349879,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MDA","Moldova",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MDA","Moldova",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MNG","Mongolia",null,2024,51.9202427544072,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MNG","Mongolia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MNG","Mongolia",null,2021,27.4424278308293,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MNG","Mongolia",null,2017,32.7840781393982,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MNG","Mongolia",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MNG","Mongolia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MNE","Montenegro",null,2024,1.32933360275806,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MNE","Montenegro",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MNE","Montenegro",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MNE","Montenegro",null,2017,15.1562307896057,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MNE","Montenegro",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MNE","Montenegro",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MAR","Morocco",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MAR","Morocco",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MAR","Morocco",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MAR","Morocco",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MAR","Morocco",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MAR","Morocco",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MOZ","Mozambique",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MOZ","Mozambique",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MOZ","Mozambique",null,2021,6.39323939049363,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MOZ","Mozambique",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MOZ","Mozambique",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MOZ","Mozambique",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MMR","Myanmar",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MMR","Myanmar",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MMR","Myanmar",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MMR","Myanmar",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MMR","Myanmar",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MMR","Myanmar",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NAM","Namibia",null,2024,13.5385973295936,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NAM","Namibia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NAM","Namibia",null,2021,5.9575393971071,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NAM","Namibia",null,2017,14.3007141244422,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NAM","Namibia",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NAM","Namibia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NPL","Nepal",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NPL","Nepal",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NPL","Nepal",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NPL","Nepal",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NPL","Nepal",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NPL","Nepal",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NLD","Netherlands",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NLD","Netherlands",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NLD","Netherlands",null,2021,44.7632887049403,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NLD","Netherlands",null,2017,53.8828677155771,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NLD","Netherlands",null,2014,40.2112810768082,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NLD","Netherlands",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NZL","New Zealand",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NZL","New Zealand",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NZL","New Zealand",null,2021,53.692775451153,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NZL","New Zealand",null,2017,49.0974335396779,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NZL","New Zealand",null,2014,55.170981929157,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NZL","New Zealand",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NIC","Nicaragua",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NIC","Nicaragua",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NIC","Nicaragua",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NIC","Nicaragua",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NIC","Nicaragua",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NIC","Nicaragua",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NER","Niger",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NER","Niger",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NER","Niger",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NER","Niger",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NER","Niger",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NER","Niger",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NGA","Nigeria",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NGA","Nigeria",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NGA","Nigeria",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NGA","Nigeria",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NGA","Nigeria",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NGA","Nigeria",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MKD","North Macedonia",null,2024,30.8337121796854,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MKD","North Macedonia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MKD","North Macedonia",null,2021,30.8356965730241,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MKD","North Macedonia",null,2017,13.9532916190686,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MKD","North Macedonia",null,2014,3.02576586068823,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","MKD","North Macedonia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NOR","Norway",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NOR","Norway",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NOR","Norway",null,2021,36.4079016670294,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NOR","Norway",null,2017,55.8888421969179,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NOR","Norway",null,2014,40.6615481179918,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","NOR","Norway",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","OMN","Oman",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","OMN","Oman",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","OMN","Oman",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","OMN","Oman",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","OMN","Oman",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","OMN","Oman",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PAK","Pakistan",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PAK","Pakistan",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PAK","Pakistan",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PAK","Pakistan",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PAK","Pakistan",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PAK","Pakistan",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PAN","Panama",null,2024,3.78059467228203,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PAN","Panama",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PAN","Panama",null,2021,3.82003068851067,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PAN","Panama",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PAN","Panama",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PAN","Panama",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PRY","Paraguay",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PRY","Paraguay",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PRY","Paraguay",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PRY","Paraguay",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PRY","Paraguay",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PRY","Paraguay",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PER","Peru",null,2024,1.91744868148863,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PER","Peru",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PER","Peru",null,2021,9.44114097834478,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PER","Peru",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PER","Peru",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PER","Peru",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PHL","Philippines",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PHL","Philippines",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PHL","Philippines",null,2021,6.66520505284172,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PHL","Philippines",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PHL","Philippines",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PHL","Philippines",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","POL","Poland",null,2024,13.3478455121809,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","POL","Poland",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","POL","Poland",null,2021,41.3445477710434,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","POL","Poland",null,2017,14.3306063669355,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","POL","Poland",null,2014,10.4941963341626,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","POL","Poland",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PRT","Portugal",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PRT","Portugal",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PRT","Portugal",null,2021,56.0132353001492,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PRT","Portugal",null,2017,50.1832010640376,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PRT","Portugal",null,2014,42.5706194665897,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PRT","Portugal",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PRI","Puerto Rico",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PRI","Puerto Rico",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PRI","Puerto Rico",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PRI","Puerto Rico",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PRI","Puerto Rico",null,2014,11.7666442833889,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PRI","Puerto Rico",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","QAT","Qatar",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","QAT","Qatar",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","QAT","Qatar",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","QAT","Qatar",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","QAT","Qatar",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","QAT","Qatar",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ROU","Romania",null,2024,5.64767537024864,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ROU","Romania",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ROU","Romania",null,2021,3.60068832215298,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ROU","Romania",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ROU","Romania",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ROU","Romania",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","RUS","Russian Federation",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","RUS","Russian Federation",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","RUS","Russian Federation",null,2021,32.2848014634933,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","RUS","Russian Federation",null,2017,14.5478203208513,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","RUS","Russian Federation",null,2014,1.10647799612022,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","RUS","Russian Federation",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","RWA","Rwanda",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","RWA","Rwanda",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","RWA","Rwanda",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","RWA","Rwanda",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","RWA","Rwanda",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","RWA","Rwanda",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SAU","Saudi Arabia",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SAU","Saudi Arabia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SAU","Saudi Arabia",null,2021,22.6392923870621,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SAU","Saudi Arabia",null,2017,20.9536782503583,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SAU","Saudi Arabia",null,2014,14.8274980334793,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SAU","Saudi Arabia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SEN","Senegal",null,2024,10.0863603526912,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SEN","Senegal",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SEN","Senegal",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SEN","Senegal",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SEN","Senegal",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SEN","Senegal",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SRB","Serbia",null,2024,9.61069360053586,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SRB","Serbia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SRB","Serbia",null,2021,10.2226837905357,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SRB","Serbia",null,2017,11.528112286558,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SRB","Serbia",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SRB","Serbia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SLE","Sierra Leone",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SLE","Sierra Leone",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SLE","Sierra Leone",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SLE","Sierra Leone",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SLE","Sierra Leone",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SLE","Sierra Leone",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SGP","Singapore",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SGP","Singapore",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SGP","Singapore",null,2021,35.8395614879052,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SGP","Singapore",null,2017,30.8230579974287,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SGP","Singapore",null,2014,26.4958620672235,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SGP","Singapore",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SVK","Slovak Republic",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SVK","Slovak Republic",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SVK","Slovak Republic",null,2021,37.35843987691,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SVK","Slovak Republic",null,2017,11.5108911824661,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SVK","Slovak Republic",null,2014,7.42369196590517,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SVK","Slovak Republic",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SVN","Slovenia",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SVN","Slovenia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SVN","Slovenia",null,2021,45.1436858660037,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SVN","Slovenia",null,2017,41.8820064297045,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SVN","Slovenia",null,2014,37.2001556373396,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SVN","Slovenia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SOM","Somalia",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SOM","Somalia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SOM","Somalia",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SOM","Somalia",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SOM","Somalia",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SOM","Somalia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ZAF","South Africa",null,2024,8.03389967097319,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ZAF","South Africa",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ZAF","South Africa",null,2021,7.74772619568956,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ZAF","South Africa",null,2017,7.4759176639723,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ZAF","South Africa",null,2014,4.5821478579063,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ZAF","South Africa",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SSD","South Sudan",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SSD","South Sudan",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SSD","South Sudan",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SSD","South Sudan",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SSD","South Sudan",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SSD","South Sudan",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ESP","Spain",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ESP","Spain",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ESP","Spain",null,2021,63.6464042281904,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ESP","Spain",null,2017,53.0754544627857,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ESP","Spain",null,2014,54.6860766007619,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ESP","Spain",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LKA","Sri Lanka",null,2024,14.0326055419684,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LKA","Sri Lanka",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LKA","Sri Lanka",null,2021,21.9304153153773,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LKA","Sri Lanka",null,2017,19.7555165702707,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LKA","Sri Lanka",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","LKA","Sri Lanka",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SDN","Sudan",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SDN","Sudan",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SDN","Sudan",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SDN","Sudan",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SDN","Sudan",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SDN","Sudan",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SWE","Sweden",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SWE","Sweden",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SWE","Sweden",null,2021,61.9181458425639,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SWE","Sweden",null,2017,48.229730167046,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SWE","Sweden",null,2014,61.4591752593771,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SWE","Sweden",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CHE","Switzerland",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CHE","Switzerland",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CHE","Switzerland",null,2021,83.9487737606376,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CHE","Switzerland",null,2017,59.5547653974591,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CHE","Switzerland",null,2014,28.0205954992492,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","CHE","Switzerland",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SYR","Syrian Arab Republic",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SYR","Syrian Arab Republic",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SYR","Syrian Arab Republic",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SYR","Syrian Arab Republic",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SYR","Syrian Arab Republic",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","SYR","Syrian Arab Republic",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TWN","Taiwan, China",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TWN","Taiwan, China",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TWN","Taiwan, China",null,2021,24.1502049454439,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TWN","Taiwan, China",null,2017,16.9208239060649,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TWN","Taiwan, China",null,2014,33.2498344296305,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TWN","Taiwan, China",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TJK","Tajikistan",null,2024,19.3821298898762,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TJK","Tajikistan",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TJK","Tajikistan",null,2021,10.9976369047959,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TJK","Tajikistan",null,2017,21.2936123012421,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TJK","Tajikistan",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TJK","Tajikistan",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TZA","Tanzania",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TZA","Tanzania",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TZA","Tanzania",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TZA","Tanzania",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TZA","Tanzania",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TZA","Tanzania",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","THA","Thailand",null,2024,17.3086586539315,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","THA","Thailand",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","THA","Thailand",null,2021,11.1814388415858,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","THA","Thailand",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","THA","Thailand",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","THA","Thailand",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TGO","Togo",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TGO","Togo",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TGO","Togo",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TGO","Togo",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TGO","Togo",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TGO","Togo",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TTO","Trinidad and Tobago",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TTO","Trinidad and Tobago",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TTO","Trinidad and Tobago",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TTO","Trinidad and Tobago",null,2017,9.9792819407512,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TTO","Trinidad and Tobago",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TTO","Trinidad and Tobago",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TUN","Tunisia",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TUN","Tunisia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TUN","Tunisia",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TUN","Tunisia",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TUN","Tunisia",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TUN","Tunisia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TUR","Turkiye",null,2024,13.6836938514574,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TUR","Turkiye",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TUR","Turkiye",null,2021,23.065799292604,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TUR","Turkiye",null,2017,14.9517579530879,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TUR","Turkiye",null,2014,12.544020114984,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TUR","Turkiye",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TKM","Turkmenistan",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TKM","Turkmenistan",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TKM","Turkmenistan",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TKM","Turkmenistan",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TKM","Turkmenistan",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","TKM","Turkmenistan",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UGA","Uganda",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UGA","Uganda",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UGA","Uganda",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UGA","Uganda",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UGA","Uganda",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UGA","Uganda",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UKR","Ukraine",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UKR","Ukraine",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UKR","Ukraine",null,2021,21.2906055496616,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UKR","Ukraine",null,2017,6.41717693957714,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UKR","Ukraine",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UKR","Ukraine",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ARE","United Arab Emirates",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ARE","United Arab Emirates",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ARE","United Arab Emirates",null,2021,1.39056775224277,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ARE","United Arab Emirates",null,2017,12.4179818677984,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ARE","United Arab Emirates",null,2014,9.3438202774202,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ARE","United Arab Emirates",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GBR","United Kingdom",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GBR","United Kingdom",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GBR","United Kingdom",null,2021,66.282968164539,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GBR","United Kingdom",null,2017,62.6417768285704,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GBR","United Kingdom",null,2014,66.5726527731802,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","GBR","United Kingdom",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","USA","United States",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","USA","United States",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","USA","United States",null,2021,4.26376366608263,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","USA","United States",null,2017,58.4409904572362,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","USA","United States",null,2014,19.7065606289289,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","USA","United States",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","URY","Uruguay",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","URY","Uruguay",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","URY","Uruguay",null,2021,13.4015581468862,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","URY","Uruguay",null,2017,10.5069568029601,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","URY","Uruguay",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","URY","Uruguay",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UZB","Uzbekistan",null,2024,6.40747953523588,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UZB","Uzbekistan",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UZB","Uzbekistan",null,2021,4.55016663074174,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UZB","Uzbekistan",null,2017,10.6899247681814,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UZB","Uzbekistan",null,2014,17.7067847274417,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","UZB","Uzbekistan",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","VEN","Venezuela, RB",null,2024,7.48634467630571,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","VEN","Venezuela, RB",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","VEN","Venezuela, RB",null,2021,12.1971414834041,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","VEN","Venezuela, RB",null,2017,3.67348964083781,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","VEN","Venezuela, RB",null,2014,2.46799018664376,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","VEN","Venezuela, RB",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","VNM","Viet Nam",null,2024,5.38491187190338,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","VNM","Viet Nam",null,2022,2.95327898821818,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","VNM","Viet Nam",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","VNM","Viet Nam",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","VNM","Viet Nam",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","VNM","Viet Nam",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PSE","West Bank and Gaza",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PSE","West Bank and Gaza",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PSE","West Bank and Gaza",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PSE","West Bank and Gaza",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PSE","West Bank and Gaza",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","PSE","West Bank and Gaza",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","YEM","Yemen, Rep.",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","YEM","Yemen, Rep.",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","YEM","Yemen, Rep.",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","YEM","Yemen, Rep.",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","YEM","Yemen, Rep.",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","YEM","Yemen, Rep.",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ZMB","Zambia",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ZMB","Zambia",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ZMB","Zambia",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ZMB","Zambia",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ZMB","Zambia",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ZMB","Zambia",null,2011,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ZWE","Zimbabwe",null,2024,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ZWE","Zimbabwe",null,2022,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ZWE","Zimbabwe",null,2021,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ZWE","Zimbabwe",null,2017,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ZWE","Zimbabwe",null,2014,null,null,null,1]
["fin31a.5","Made a utility payment: using a bank or similar financial institution account, primary education or less (% age 15+)","ZWE","Zimbabwe",null,2011,null,null,null,1]